<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/적금_이자와_예금_이자의_신고_방식이_같나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/정기예탁금_이자나_선입금은_사업소득으로_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/조건부_지원금의_소득_귀속_시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/종교활동으로_받은_기부금은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종교_단체에_지출한_기부금도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_기간과_상황별_신고_마감일은_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전월세_보증금으로_인한_이자_소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/재혼_후_배우자의_전_배우자_자녀를_부양하는데_기본공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전월세_보증금을_월세로_전환하거나_간주임대료를_계산할_때_어떤_이자율을_사용하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/적금_중도해지_수수료는_이자소득에서_제외하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/정치자금_기부금_영수증으로_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/조직예금에서_발생하는_이자도_소득세나_법인세가_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/전통시장_이용으로_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/정기적금의_이자는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/종합소득세_계산_시_가족_수에_따라_인적공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/비환급_지원금은_모두_소득으로_보아_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/재무_자문료는_기술료에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전월세_보증금_수입이_있을_때_배달_수입과의_관계는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/정부_장학금은_소득세가_부과되지_않는_비과세_소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전세금을_받았을_때_이자소득으로_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/자문료와_검수료는_같은_항목으로_신고되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대차_계약서가_없어도_임대소득으로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀_3명이_모두_대학생일_때_교육비_세액공제_한도가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/작년_이월결손금을_올해_종합소득세_신고에_포함할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/자산_매각으로_생긴_소득도_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/자동차_매매_차익은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료를_받지_못했을_때_세금을_내지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀의_사교육비_세액공제_한도는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/임대차_보증금을_반환받았을_때_소득_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/대학생_자녀가_아르바이트_수입이_있으면_부모가_공제받을_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/자영업자가_적자를_본_경우에도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/자동이체_적금에서_발생하는_이자도_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/장기펀드_운용_수익은_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임차인에게_부동산_수익의_일부를_받으면_임대_소득이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/2024년_주택_이자_상환액_소득공제_한도가_상향되었나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대소득과_사업소득이_모두_있을_때_경비_처리는_분리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/자녀에게_급여를_주면서_사업비로_처리해도_괜찮나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/임업_소득의_종합소득세_세율과_비과세_혜택은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/자동배당금_재투자_시에도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료를_인상할_때_세금에_어떤_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/전월세_세액공제_신청_시_임대료_소득과_충돌하지_않나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/자녀가_20세를_초과하면_부양가족_공제를_받을_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/장부를_작성하지_않았는데_종합소득세_신고를_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/자녀의_이자나_배당_수입이_2000만_원을_넘으면_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장애인_부양비_공제는_어떤_기준으로_받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/저작권료로_받은_인세는_기타소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/자원봉사_활동에_참여했을_때_교통비를_받으면_소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/자녀가_장학금을_받으면_부모가_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/장부를_작성하지_않은_경우_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/저축보험의_예정이율보다_높은_수익은_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/저소득_근로자_세액감면의_종류와_혜택은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대소득이_적자인데_사업소득으로_보전하면_종합소득세_계산이_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀가_생기거나_늘어나면_자녀세액공제_혜택도_늘어나나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/자녀에게_증여한_자산에서_발생한_수익은_자녀가_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/펀드_손실을_배당금과_상쇄하여_세금을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득과_근로소득이_있을_때_종합과세_기준이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/일용근로_급여를_현금으로_받으면_신고를_안_해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/이혼한_자녀의_손자를_양육하는_경우_기본공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/보증금을_반환했을_때_차액은_소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/일용근로자_소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료를_현금으로_미리_받으면_신고_대상에서_제외되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/이혼_후_자녀와_함께_사는데_기본공제와_부양가족공제가_중복_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료에서_건강보험료를_먼저_제외하고_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/저축성보험은_보장성보험료_세액공제를_받을_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/자녀_명의로_소유한_자산의_수익은_누가_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/건물을_임차했을_때_수선유지비는_얼마나_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득과_임대소득에서_발생한_손실을_서로_합칠_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/배우자와_자녀_수에_따라_세액공제_액수가_다르나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀_교육비_세액공제의_범위와_공제_한도는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/자녀가_4명인_경우_기본공제를_얼마나_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/일용근로소득과_사업소득을_동시에_보유하면_누진세율이_높아지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀_교육비_세액공제를_받으려면_어떤_서류가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대_보증보험에_가입하면_종합소득세_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득과_배당소득을_동시에_받으면_세율이_누적되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인스타_마켓플레이스_판매_수익도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대소득은_종합과세만_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/일시적으로_소득이_증가했을_때_세금_부담을_줄일_수_있는_방법이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/자녀_소유_건물을_부모가_임차했을_때_월세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대소득_과세_방법은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임차료_인상분을_미리_받으면_그해_신고에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업소득이_일정_금액_미만이면_종합소득세_신고_의무가_없나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의료_관련_교육비와_학술활동비도_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인플루언서_광고료_수입도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/이미_원천징수된_세금이_있으면_환급을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득이_2천만_원을_넘으면_종합과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득은_분리과세를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인플루언서에게_지급한_광고료도_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식재료_손상으로_폐기한_비용도_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/일반_예금의_이자와_세금이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득과_배당소득이_종합소득세에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의원을_운영할_때_의료장비_구입비는_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료비_세액공제_한도를_초과하여_지출하면_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인플루언서의_광고_비용은_종합소득세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점에서_직원_급여를_경비로_인정받으려면_근로계약서가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인터넷비를_사업비와_개인비로_나누어_처리해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주방_청소_용역비를_지출했을_때_어떤_계정과목으로_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점_운영_중_친구와_식사한_비용도_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의원의_인테리어와_의료기기_업그레이드_비용은_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의료진_급여와_간호사_수당은_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/은퇴_전해에_근로소득과_사업소득이_함께_있다면_신고_방식이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/구청에_설치된_합동신고창구에서_종합소득세_신고_도움을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/육아휴직_기간_동안_사업소득이_있으면_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/월_수입_500만_원인_경우_연간_세금이_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜버는_종합소득세를_어떻게_신고하고_납부하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/마케팅_자문료는_기술료_에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사무용품_구입비는_언제_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_비용을_어떻게_증명하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/광고_제작비와_광고_집행비는_경비_처리_방식이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/사업_초기_손실이_크면_성실신고확인대상자_혜택이_제한되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜브_수익과_강의_수입이_동시에_있으면_경비를_통합해서_관리해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/블로거나_크리에이터의_기준경비율은_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/은퇴_후_연금만_받는_경우에도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/월_수입_300만원인데_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/월_수입_100만_원이면_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/은퇴자도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인쇄비와_복사비는_발생_시마다_기록해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/쿠팡플렉스에서_차량_지원을_받으면_소득_산정이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/운동선수의_상금과_스폰서비는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_판매_수입도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜브_채널_운영에_필요한_장비_구입비를_경비로_인정받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료실비보험도_보장성보험_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국_학교에_다니는_자녀의_교육비도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세를_부모님_명의_계좌로_입금해도_월세액_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종합소득세_신고_시에도_월세액_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/외국_배당금이_종합소득세_신고_대상에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/원천징수되지_않은_소득이_여러_개_있는_경우_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/음악_강사의_레슨료는_세법상_기술료에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/외화_입금_시_소득으로_인정되는_시점은_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜브_수익에_대한_과세_기준과_사업자_등록_유형은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_쇼핑몰과_오프라인_강의_수입이_있을_때_경비를_구분해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/음성_소득이_있으면_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/위자료를_받으면_소득세나_증여세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_강의_판매_수익도_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료비_세액공제_신청_시_의료기관_영수증만_제출하면_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/웹소설_연재_수익이_있으면_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜버가_받는_광고료도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세액_세액공제의_한도와_공제율은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세액_세액공제_한도가_초과되면_다음_연도로_이월될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/은행에서_받은_이자는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/외화_자산의_평가_손실이_종합소득세_신고에_반영될까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료비가_총급여의_3_이상일_때만_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료비_세액공제는_무엇이며_어떻게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/월세_일부를_현금으로_받으면_신고_금액을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/계약금과_월세를_함께_낼_때_월세액_세액공제_계산은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜브_수익화_전_받은_광고료도_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/외화_송금_수수료가_종합소득세_신고_시_필요경비로_처리될까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜브_수익화로_발생한_수입은_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/웹소설_작가의_인세는_기타소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/웹디자인이나_개발_프로젝트_수익은_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의사가_진료소를_운영하며_받는_진료비는_사업소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/은행_이자가_자동으로_종합소득세에_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/의료인이_비의료_활동으로_수입을_얻으면_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/예술가의_공연료와_전시_수수료는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/우선주_배당금은_보통주와_다르게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/연_총소득이_3000만_원인_경우_공제_후_세금은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연금_수령자가_추가로_강의료를_받으면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자나_배당이_2000만_원_이하이면_신고하지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/연_소득_3000만_원인_1인_가구_근로소득자의_산출세액은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/연금저축_영수증을_제출하지_않으면_세액공제를_받을_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/우버이츠에서_발생한_소득을_종합소득세로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_세액공제와_주택_관련_이자_소득공제를_동시에_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/연_소득_2000만원인_근로자의_산출세액은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/약사의_조제료는_사업소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/월급에서_원천징수된_소득세가_최종_종합소득세보다_많으면_환급받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연금소득과_기타소득을_함께_받는데_세금이_중복_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_계약이_변경되어도_월세액_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/연말에_임대료를_미리_받으면_그해_소득으로_처리되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_세액공제를_받으려면_반드시_본인_명의로_계약해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_세액공제_신청을_누락했는데_추후_신청이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세공제_신청_시_필요한_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/알바_수입이_일당_15만_원_미만이면_소득_신고를_안_해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_세액공제를_받은_후_집을_샀을_때_소급하여_취소되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연금소득과_사업소득을_합산할_때_기본공제는_어떻게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세와_월급에서_나가는_세금의_차이가_뭔가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_세액공제를_받기_위해_특정_금액_이상을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/월급_외에_부업_소득이_있으면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_세액공제로_최대_얼마까지_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/약품_구입비와_의료소모품비는_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/원천징수_영수증에_나온_세액이_종합소득세_계산에_자동으로_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/우선주_배당금을_받으면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_60만_원을_내고_있는데_세액공제를_얼마나_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/예술활동비로_받은_지원금은_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/영어_강사의_수입은_기술료_에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/영수증을_어떻게_분류하고_보관해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/연예인의_광고료와_출연료는_기술료로_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국납부세액공제란_무엇이며_어떻게_적용받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/영업_목적의_접대_비용은_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_수업을_판매해서_번_수익은_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세액이_과도하여_일시_납부가_어려운_경우_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인_거주자의_종합소득세_신고_기준이_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/오늘의집이나_숨고_같은_플랫폼에서_전문_서비스를_제공했을_때_수입은_어떻게_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/신주인수권_행사_이익은_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/외국채_이자를_받았다면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/외화_예금_이자는_환율_변동을_반영해서_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인도_한국에서_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/영유아_보육료와_유치원비의_교육비_세액공제_차이는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_쇼핑몰_판매액이_적으면_사업자등록과_통신판매업_신고를_안_해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/스톡옵션_행사_이익과_근로소득을_합산할_때_세율은_어떻게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/수산업_소득이_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/영수증이_없는데_비용을_증명할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_크리에이터의_수익도_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/영업용_차량_유지비는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/오늘의집_사진_판매로_소득이_발생하면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_소비로_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_상담이나_심리_치료_수익은_어떻게_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/영수증을_분실했는데_지출_증빙을_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/예약금은_수령_즉시_소득으로_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/소규모_개인사업자가_받을_수_있는_특별_세액감면과_공제_혜택은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/온라인_강의료는_기술료_로_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/소득공제와_세액공제를_동시에_받을_때_적용하는_순서가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_강좌_제작_및_판매_수익은_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_사용액_소득공제는_종합소득세_신고_시에도_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금을_낼_능력이_없으면_납부기한을_연장할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/앱_개발로_생긴_소득은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/신탁_수익_배분금도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여러_채의_주택에서_임대료를_받으면_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/아이디어스나_크리마_같은_핸드메이드_플랫폼_수익은_소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/양육비를_받으면_소득으로_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/연금소득_공제가_별도로_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/에어비앤비_운영으로_발생한_손실도_종합소득세에서_공제되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/아프리카TV_별풍선_수익을_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/연금저축_납입으로_세액공제_혜택을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/보금자리_적금_이자는_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/에어비앤비_소득에서_공제_가능한_필요경비는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신혼부부_전세_이자공제는_어떻게_받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/성실공시_신청을_하면_과거_세금을_깎아주나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/비거주자_외국인이_주택_임차_시_월세액_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/실손의료보험료를_낸_것도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/알리익스프레스로_수입을_올리면_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/아동_교육_강의료를_받으면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/아파트_공동구매_배당금은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금을_납부할_능력이_없으면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/신용_조회_수수료는_기타소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/카드_매출_기록을_증명_자료로_쓸_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/금리가_높은_정기예금_이자도_모두_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/에어비앤비_숙박_소득은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/업계_세미나_참가비는_사업비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신용카드_소비액_영수증을_모두_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/안전사고로_지급받는_배상금도_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/스트리머의_후원금_수입은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/세액공제액이_크면_클수록_납부할_세금이_무조건_적어지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수의사의_진료료는_사업소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/상여금과_보너스를_다르게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/손해배상금과_위자료는_소득세_과세_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/스마트스토어_운영자의_종합소득세_신고와_납부_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/상여금과_사업소득을_함께_신고하면_누진세율이_올라가나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/세액공제는_왜_하는_건가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수입금액_명세서란_무엇이며_제출_대상은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/숙박_소득에_대한_필요경비에는_어떤_항목이_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/상속인으로서_유산을_받으면_소득세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/스톡_이미지나_음악_라이센싱_수익은_소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업자등록을_하면_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/종합소득_산출세액은_무엇이며_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소상공인_세액공제를_받으려면_매출_규모가_정해져_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/손해_보험금을_받았는데_소득세_과세_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자등록_없이_사업소득이_있으면_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업자등록을_했으면_무조건_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/소상공인_세액공제_기준이_2024년에_변경되었나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/손해배상으로_받은_돈도_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/산림소득도_종합소득세_과세_대상에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/고령자_공제를_받으려면_몇_살_이상이어야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/손주를_부양가족으로_등록하여_기본공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득과_임대소득에서_적자가_발생하면_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/사실혼_상태에서_자녀를_낳았을_때_공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득이_음수인데_다른_소득과_합산되면_세금을_돌려받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금_신고_기한_전에_미리_신고해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부업으로_소득이_생기면_사업자등록을_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무대리인_비용을_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무사_수수료를_세금에서_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득이_적은_경우에도_사업자등록을_반드시_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/1년_늦게_신고하면_페널티가_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/과세표준이_3000만_원인_경우_사업소득_세금은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사망_전_미신고된_소득이_있으면_상속인이_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/블로거의_광고_수익과_제휴_수익은_다르게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/사업소득과_기타소득이_함께_있으면_필요경비는_각각_다르게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/사업소득에_대한_세액감면_혜택을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/세무_자문료는_기술료인_사용료소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/늦게_신고하면_가산세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/환급금이_나올_때_통장_입금까지_며칠_걸리나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_초기에_손실이_크면_근로소득과_합산해서_세금을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무사에게_기장을_맡기는_게_나을까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님과_배우자_부모님_모두_인적공제_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/부모_소유_주택을_관리하고_받는_대가도_세금_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산중개소_운영_시_사무실_임차료는_어떻게_경비로_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/설계료와_설계비는_신고_항목이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님을_부양하기_시작했는데_부양가족_공제는_언제부터_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대_보증금도_소득으로_보아_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/쉬운_세금_계산을_위해_무엇을_준비해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보장성_생명보험료를_납입하면_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/성인_교육_강의료는_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/선금이라는_명목으로_받은_돈은_소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_전월세_소득이_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고_확인_신고_시_어떤_혜택이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대료_중_관리비나_재산세를_경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산중개_업무_수행을_위한_교육_이수비는_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고_확인_제도를_통해_받을_수_있는_혜택은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님이_별도로_종합소득세를_신고하면_자녀가_부양가족_공제를_받을_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임차_중개수수료도_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/생명_보험금의_환급분은_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임차료와_함께_받는_관리비도_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/번역가의_번역료는_세법상_기술료에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당금_재투자_수익은_소득세법상_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/근로소득자가_배우자_소유_건물의_임대료를_받으면_합산_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/고용_근로자의_고용보험료를_사업비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/상속세를_낸_자산에서_나오는_수익도_종합소득세를_내나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상속받은_자산에서_발생한_수익은_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/산재_보험금은_소득세가_부과되지_않는_소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당소득이_많으면_누진세율이_올라가나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/집_한_채를_월세로_빌려주는데_소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/개인_사진_판매_수익도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상가_건물을_임대했을_때_종합소득세_신고_방식이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배우자가_근로소득만_있으면_종합소득세_신고를_안_해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당금_자동세금징수_후_세금을_다시_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자_사망_후_자녀를_부양하는_경우_인적공제는_어떻게_변하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자의_소득이_100만원_이하이면_배우자_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/변호사의_자문료는_기술료에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/사진_판매_소득은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보육비로_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당소득과_근로소득을_합산할_때_더_높은_세율이_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배우자가_사망했을_때_그해_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배우자가_사무직을_담당하면서_받는_급여_규모는_합리적인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/상담료는_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자와_자녀_3명을_부양하는_경우_기본공제와_자녀세액공제_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/보상금을_받았을_때_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/상속세를_낸_자산에서_나오는_배당금도_세금을_내나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자와_별거_중인_경우에도_부양가족_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사전_판매_대금은_언제_소득으로_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_수입_외에_부동산_임대소득이_있으면_종합소득세에_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달앱_수수료는_매출에서_제외하나요_아니면_경비로_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득이_음수일_때_원천징수한_소득세를_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_앱에서_제공하는_수입_내역서는_신뢰할_만한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미결제_외상_매출금도_수입금액에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_관련_비용_지출_시_증빙_서류를_어떻게_정리하면_좋을까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미지급_경비는_언제_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/비용_장부를_어떻게_작성해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/사업소득만_있는_경우에도_표준세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업자등록을_하지_않았는데_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/비즈니스용_휴대폰_요금은_100_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업자등록_폐업_후에도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/무직이면서_부동산_임대료를_받으면_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/월세를_비용으로_계상하거나_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/빌려준_전세금이_돌아올_때_이자를_받으면_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_기사로_일하면서_기존_부업_소득도_함께_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/민간_재단에서_받은_장학금도_소득세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달앱_소득_신고_의무화로_인해_세금_신고에서_달라지는_점이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_수입을_신고_누락할_경우_가산세가_부과될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사무실_전기료와_난방비는_어떻게_경비_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/폐업_후_발생한_소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_앱에서_수료한_교육_비용을_경비로_계상할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미용사_급여와_산업재해보험료는_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/우편료와_배송비는_매번_장부에_기록해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_관련_가족_구성원의_연락비나_교통비를_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_기사의_휴업_기간_손실을_세금에_반영할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미용실에서_구입한_기계와_의자는_경비인가요_아니면_자산인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미용_강습비와_신제품_교육비는_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_수입과_본업_급여가_있을_때_세금_계산_방식이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미용실_운영_시_재료비와_약품비는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미용실_인테리어_비용은_전액_경비인가요_아니면_일정_기간_나누어_경비처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업소득세와_종합소득세는_같은_세금인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/멤버십비나_회원비는_사업경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/대학에_입학한_자녀의_교육비도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/블로그나_유튜브_채널_양도_수익은_어떻게_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/비영리_활동으로_받은_장학금은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/블로거의_광고_수익은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님이_대신_납입해_준_청약통장_금액도_소득공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부부가_모두_근로자일_때_종합소득세_신고는_각자_따로_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족_수에_따라_세금이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간단한_거래는_메모만으로_기록해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/다주택자가_받는_간주임대료_세금을_줄일_수_있는_방법이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/분리과세와_종합과세_중_어느_것을_선택하는_것이_유리한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/단기_프로젝트_수입과_장기_계약료의_신고_방식이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/누진세율은_무엇이며_어떻게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/라이브_커머스로_판매한_물건의_수익은_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/로또_당첨금은_소득에_해당하여_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/분리과세와_종합과세는_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배우자와_소득을_배분하여_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/노부모_봉양_시_경로우대자_추가공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/다주택자가_임대사업자로_등록하면_양도소득세와_임대소득세_혜택을_동시에_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/결혼_후_배우자와_소득을_합산하여_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/대학_교수의_학술활동비나_강의료는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/종합소득세_신고_시_분리과세가_유리한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/해외_부동산_임차료가_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/부모님이_세대주인_경우에도_월세_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배우자_소득이_있는_경우_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/블로그_광고_수익도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족이_3명인_경우_기본공제로_세금을_얼마나_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/기술료_소득과_저작권료_소득을_동시에_받으면_세율이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금을_지출하면_세금을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대소득에서_공제받을_수_있는_필요경비는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/기타소득의_범위가_명확하게_정의되어_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/부동산_정보_제공_수수료는_기타소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기술료_소득과_기타소득의_과세_기준이_명확히_구분되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님이_기본공제_대상인지_어떻게_확인하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/프로젝트_수입과_급여를_동시에_받으면_어느_것을_먼저_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가가치세를_납부하면_소득세는_안_내도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금_세액공제를_받으려면_기부금_영수증을_반드시_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율_제도를_활용하면_얼마나_절세할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기초생활수급자도_종합소득세를_신고하고_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/부동산_소개료는_사업소득과_기타소득_중_어디에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/부동산_자문료는_기술료에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/납부한_건강보험료도_세금_계산_시_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/급여소득자가_전월세_소득도_있으면_5월에_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기한_후_신고_시에도_분할납부를_신청할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금_한도를_초과하면_다음_해로_이월할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/기술료_소득으로_원천징수된_세금을_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/임대소득이_있으면_부동산_취득세와_종합소득세를_동시에_내나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/기술료와_기타소득의_차이는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대_소득에_대해서도_기준경비율을_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/기본공제를_받으려면_어떤_요건을_충족해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀_교육비_지출액에_대해_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/구직_활동비는_비과세_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/학자금_대출_원리금을_상환하면_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/보험_만기_환급금_중_이자_부분만_신고하면_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/근로소득과_이자소득이_동시에_있으면_이자소득세가_별도로_나가나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보장성보험료는_종합소득세_신고_때_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보육료_공제를_받을_때_한도는_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/구독경제_플랫폼_수입도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보육료_공제는_종합소득세_신고_때도_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/1개월_늦게_신고하면_기한후신고_가산세가_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/과학기술인_공제회_납입금이_종합소득세_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/보험금을_받았을_때_소득세_과세_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/근로소득_4000만_원과_사업소득_1000만_원이_있는_경우_세금이_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/근로소득과_사업소득이_모두_있을_때_세금은_어떻게_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/근로소득_500만_원과_사업소득_300만_원이_있는_경우_적용되는_세율은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기한_후_신고_시_가산세_페널티와_감면_혜택은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/복식부기와_단식부기는_무엇이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/근로소득자가_배당금을_많이_받으면_종합소득세가_크게_올라가나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보장성보험_세액공제_한도와_산출_방법은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/교육용_온라인_콘텐츠_구독비는_사업경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연도_중_근로소득과_프리랜서_소득이_함께_발생하면_세금_처리를_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/광업소득을_종합소득세_신고할_때_특별히_신경_쓸_부분이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보장성보험의_범위와_종류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고를_한_적이_없으면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보장성보험료_공제_신청을_누락했을_때_추후_수정이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/국민연금_보험료를_낸_것도_종합소득세_계산_시_소득공제_대상에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보험료_세액공제를_받을_때_보험증권_사본을_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/수재민_지원금과_재난지원금은_소득세나_증여세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/배달앱으로_버는_수입은_종합소득세_신고_대상이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/배우자와_자녀를_위해_지출한_보험료도_세액공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/용역_계약금을_받으면_사업소득으로_원천징수되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/경품이나_상금으로_받은_현금은_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/계약기간이_중복되는_2개_프로젝트의_수입을_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배우자_소득이_100만_원이면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/계약직_일당과_프리랜서_수입이_섞여_있는데_구분_신고가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/계약금을_받았을_때_이를_소득에_반영하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당소득은_분리과세를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달앱_수입이_있을_때_5월_종합소득세_신고_기한은_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_앱에_가입만_하고_실제_일하지_않아도_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자_명의의_청약통장_납입액도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/전월세_세액공제를_받고_있는데_배달_수입이_생기면_공제액이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/번역비는_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/고등학생_자녀의_기본공제와_교육비_세액공제를_동시에_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_앱_수입에_대한_자료_제출_요청이_오면_어떻게_대응해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_앱_수입이_108만_원_미만이면_종합소득세_신고를_안_해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/배우자_명의의_퇴직연금_납입액도_함께_세액공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배우자가_본인을_대신하여_종합소득세를_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공인중개사의_명함_제작비와_차량_유지비는_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_앱에서_발생한_소득의_기준경비율은_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/경기장학금과_교육청_장학금은_소득으로_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/매출_장부는_어떤_방식으로_작성해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/2년_이상_지난_거래_영수증을_제출하지_않으면_경비로_인정_안_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_수입이_발생하면_반드시_개인사업자_등록을_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/물품_판매로_생긴_소득은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/민간임대주택_장기임차료에_대한_세제_혜택을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/IRP_납입으로_세금을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/건물을_개선한_수선비가_많으면_신고_시_문제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/건강보험료와_국민연금은_사업비로_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_기사로_월_300만_원을_벌면_종합소득세를_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/무주택_세대주가_지급한_월세로_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/NFT_판매_수입은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/경찰이나_소방관의_부업_소득도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/거래_취소로_인한_환급은_소득_수정_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/경영_자문료는_기술료인_사용료소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인택시_사업자가_장시간_운행_중_지출한_식비나_휴게료는_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/미납한_4대보험료도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/뮤추얼펀드_수익은_언제_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/건물_감가상각비는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_수정신고_안내문을_받는_이유는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배달_수입이_적어도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_수입에서_경비로_인정받을_수_있는_항목은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/경로우대_공제는_무엇이며_적용_대상과_공제_금액은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/결혼_후_배우자의_소득이_추가되면_나의_종합소득세_신고가_어떻게_변하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/6세_이하_자녀_공제_혜택과_지원_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_차량을_사업에_사용할_때_감가상각은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/드롭십핑으로_버는_수익도_세금_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/대학생_자녀의_교육비도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_과외_강사의_수입은_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/강의료로_받은_수입은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/단순경비율과_기준경비율의_차이는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/가족_간_금전_거래를_할_때_이자를_받으면_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간주임대료가_1천만_원_미만이면_신고_대상이_아닌가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/당근마켓이나_중고거래_수입도_세금_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/대리운전_기사로_버는_소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/단순경비율로_신고하면_세금을_덜_내나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/단식부기_형태의_장부를_사용해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/당근마켓에서_중고물품을_판매해서_번_돈도_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/매달_발생하는_소득_기록과_증빙_서류는_어떻게_관리해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/개인사업_소득과_직장_급여의_합계가_누진세를_결정하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/개인이_일시적으로_보트를_판매하여_얻은_차익은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간주임대료의_정확한_의미와_과세_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/개인사업_폐업_후_최종_결산_신고를_하지_않으면_어떤_문제가_생기나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개발자가_구입한_장비와_소프트웨어_비용_중_개인용과_사업용을_어떻게_구분하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/대리운전_소득에서_차량_유지비를_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율과_단순경비율_중_어느_것이_더_유리한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_법인으로_전환할_때_이월결손금을_활용할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/개인이_사용하던_바이크를_판매하여_얻은_차익은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/환차익이_발생했는데_종합소득세_신고_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/가족_법인에서_배당소득이_금융소득종합과세_기준을_넘지_않으려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/단순경비율_적용_대상자가_기준경비율로_변경하여_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/외환_거래_손실을_배당금과_합산할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/가정용과_업무용_전기료를_합산하여_납부할_때_필요경비_산입_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_납부한_보험료는_사업_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/2025년부터_자녀_세액공제_금액이_달라졌나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/5월에_진행하는_종합소득세_확정신고란_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/5천원_미만의_소액_경비도_모두_기록해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/5년간_적자가_발생한_경우_세금을_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율을_선택했을_때_어떤_장점이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/문화_활동비에_대한_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간주임대료_계산_시_적용되는_정기예금이자율은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율로_소득을_신고하려면_무엇을_준비해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/2024년_귀속_근로소득공제_한도는_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율을_적용할_때_추가_증빙이_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/65세_이상_거주자가_가입하는_적금_이자는_세금이_없나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/2개_이상의_직장에서_받는_근로소득을_하나의_신고서로_합산할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/2024년_종합소득세_최고세율은_몇_퍼센트인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/2025년_소득세_기본공제액은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/다자녀_추가_공제는_종합소득세_신고에도_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/2개_이상의_직장에서_근로소득을_받는_경우_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/2024년_연금저축_납입액_세액공제_한도는_어떻게_변했나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/네이버_블로그_광고료를_필요경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/2주택_이상_보유_시_간주임대료_계산_방식이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/기혼_자녀를_부양가족으로_등록할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/노하우_제공비는_종합소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율_적용이란_무엇이며_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/금리_스왑_거래로_발생한_수익도_과세_대상_소득인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/국채에서_발생하는_이자는_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/근로소득에_대한_근로소득공제와_표준세액공제는_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/그림_판매_소득은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/군인의_용역비_수입은_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기숙사나_투룸_임차를_여러_채_운영할_때_세금은_어떻게_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/전세자금_대출_원리금_상환액의_소득공제_한도는_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율을_한_번_선택하면_계속_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금_납부_유예_기간은_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율의_한도를_초과하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/기본공제_150만원은_어떤_제도이며_누가_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세를_법정신고기한_후에_자진_신고하면_가산세가_줄어드나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/근로자_세액공제_한도는_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율과_단순경비율을_임의로_변경하여_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율과_단순경비율은_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택담보대출_이자_소득공제를_종합소득세_신고_때도_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고를_하지_않으면_어떤_불이익이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/근로소득자가_누락한_공제를_간단하게_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율_대상자가_단순경비율로_변경하여_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/기본공제_150만_원이_세금에서_직접_차감되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/근로소득과_사업소득의_구분_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기숙사비도_교육비_세액공제_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/근로소득자가_종합소득세를_신고할_때도_추가_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율로_신고하면_세금을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_대상자는_누구인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율은_업종에_따라_다르게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율_대상자인데_단순경비율로_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종합소득세_신고_시_기부금_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_기한_연장이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/근로소득과_사업소득은_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/기술_이전료는_종합소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/공무원_부업_금지_규정이_있는데_부업_소득은_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/계좌_이체_기록만으로_비용_증명이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/광고비를_전액_비용으로_계상할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료로_발생한_손실도_종합소득과_합산하여_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음악_저작권료는_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/계좌_거래_내역을_증빙으로_제출할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/계약_해지로_위약금을_받으면_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/공제액이_크면_클수록_최종_세금이_무조건_적어지나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/공기업_직원이_추가_소득을_얻은_경우_신고_의무가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/고가_장비_판매_차익은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/공공임대주택_임차료도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동구매_플랫폼_수수료_수입은_사업소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_관련_민원_전화번호는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공유오피스_운영자의_종합소득세_신고와_장부_기록_의무는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/골프_클럽_지분_배당금은_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/교사의_과외_수입은_기술료에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/가산세는_얼마나_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/개인이_쓴_글의_저작권료도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/개인연금_가입_시_납입금도_종합소득세_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_과외비는_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/컨설팅료는_종합소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/강의료는_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인이_부업으로_물건을_만들어_판매할_때_세금은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가가치세를_내면서_종합소득세도_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_핸드메이드_제품_판매도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/개인연금과_퇴직연금의_세제상_차이는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/복식부기의무자라면_사업용계좌로_소득과_비용을_관리해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직전_연도_수입금액이_기준_이상인_경우_복식부기_장부를_써야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인이_운영하는_팟캐스트_후원금도_소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/5월_신고_기한을_놓쳤을_때_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_컨설팅_서비스로_버는_수입도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_과외나_튜터링_수익도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_중고거래로_월_500만_원을_번다면_종합소득세_신고가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_세액공제를_받기_위한_최소_조건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/생활비_보조를_받으면_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/직장에서_받은_경조사_지원금도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/복지_급여가_종합소득세에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/간이영수증이란_무엇이며_비용_인정_기준은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_신용카드_이자도_종합소득세_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/정부_지원금이나_보조금도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/크리에이터가_VPN을_통해_다른_국가에서_광고_수익을_받으면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소비_목적의_대출_이자도_사업_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/근로장려금이_종합소득세_신고_소득을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_자금_차입_이자만_경비_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세_수입이_있는_임대사업자도_퇴직연금_에_가입할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/강연료는_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/11번가_판매자는_종합소득세를_어떻게_신고하고_납부하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/학자금_대출_상환액이_종합소득세_신고_시_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_시_외화_수입금액_환율은_어떻게_적용하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/간이영수증으로도_경비를_증명할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주택담보대출_이자가_종합소득세_신고_시_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/원본_영수증을_분실했을_때_복사본으로_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/신용카드_현금서비스를_소득으로_볼_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/은행_입금_기록이_신고_소득보다_훨씬_크면_추계결정_대상이_될까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/반환받은_보증금을_소득으로_신고하면_문제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_거래_내역_캡처본도_소득세_증빙으로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/상속_재산을_소득으로_착각해서_신고하면_종합소득세가_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/은행_대출금을_소득으로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/외국_발급_서류의_공증과_번역_비용이_종합소득세_절세에_도움이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/신용카드_매출누락_사실만으로_추계결정_사유가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/선금으로_받은_금액과_최종_정산금의_종합소득세_처리는_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_증거_자료를_분실했을_때_문제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/선수금을_받은_순간에_소득으로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/제3자_자료와_신고액이_다르면_즉시_추계결정_대상이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_사진_자료를_반드시_첨부해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/미청구_수수료를_다음_해에_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/추계결정_시_별도의_높은_세율이_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당금_미신고가_종합소득세_추가_고지의_원인이_될까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/증여_재산이_종합소득세_과세_대상이_될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/보험금_청구_시_받은_돈이_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임차료를_신고하지_않으면_추계결정_고지를_받게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부가가치세_환급금을_종합소득세_수입금액으로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/증거_자료가_부족할_때_국세청에_추계결정을_요청할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/보험금을_소득으로_신고해야_종합소득세_추계과세를_피할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/친인척으로부터_빌린_차입금이_종합소득세_신고_대상에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/손해보험회사로부터_받은_손해배상금은_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_시_스크린샷으로_거래_내역을_입증할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가세_신고_자료와_종합소득세_신고액이_맞지_않으면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/법인이_개인에게_준_선물이_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_기준경비율_신고_시_인정되는_증빙_자료는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/외화_수입의_환전_기록이_종합소득세_신고와_맞지_않으면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/실제_부양하지_않는_가족을_부양가족으로_신고하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/대출_이자가_종합소득세_필요경비로_인정될까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/금융기관에서_원천징수된_이자를_종합소득세_신고_시_포함해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배우자_동의_없이_부부_공동사업_소득을_1인이_모두_신고해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_증빙서류를_추가로_제출할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/주소_변경이_종합소득세_신고에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동상속인들의_부동산_임대료_신고는_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/미성년자도_종합소득세를_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/해외_이주로_출국할_때_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/종합소득세_신고_후_부양가족을_잘못_넣은_것이_확인되면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고서와_함께_제출해야_할_기본_첨부_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국내_거주지를_떠나는_해의_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/후견인이_피후견인을_대리하여_종합소득세를_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_성실신고_확인서를_제출하면_어떤_혜택을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/종합소득세_신고_시_배우자_부양가족_공제를_받기_위한_조건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/금융소득_발생_시_종합소득세_합산_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_세무서에서_서류_제출을_요구하면_응해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/법적_행위능력이_없는_사람의_종합소득세_신고는_누가_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고확인대상사업자는_종합소득세_신고_시_성실신고_확인서를_반드시_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/대리인이_위임장_없이_종합소득세를_신고했을_때_효력이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득_합계가_2000만_원_미만이면_분리과세_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/외화표시_이자_수입의_환율_적용은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/형제자매_간_부동산_임차료는_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/친인척으로부터_받은_이자_수입이_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_위임장이_위조되었음이_밝혀지면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/장기_해외_출장으로_국내에_없을_때_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_전자신고_후_다시_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족의_범위를_매년_확인해야_하는_이유가_뭔가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금영수증과_세금계산서를_동시에_발급할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/홈택스가_제시하는_신고액을_따르지_않으면_문제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/현물로_지급한_보상도_경비_처리될까요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/화훼_농가의_꽃_판매_수익_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/환율_변동에_따른_손실은_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/회계프로그램으로_자동_기장을_해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/회계감사비도_사업_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_회피_행위로_적발되면_어떤_수준의_처벌을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/형식적_급여_지급이_적발되면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/홈오피스를_운영할_때_주택_임차료의_일부를_사업비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/회원_가입금이나_가맹점_가입금은_경비처리_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부정_거래로_적발되면_종합소득세_추징_외에_다른_처벌도_받나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/과거년도_종합소득세_조사가_현재_신고에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/환급금_수령_방식이_여러_개인가요</loc>
    <lastmod>2026-05-09T10:29:48.837Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세금_환급금을_받으면_다음_해_신고에_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/홈택스로_세금을_직접_신고한_후에도_종이_고지서를_받게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/거주자였던_외국인이_소득_신고를_하지_않고_출국하면_어떤_불이익을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/해외_공급처에_대금을_송금한_기록도_증빙_서류로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/해외_주식_배당금도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/프리랜서도_사업자등록을_반드시_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/프리랜서나_개인사업자도_창업중소기업_세액감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/학원_시간강사_급여를_종합소득세로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/플랫폼_기반_일자리의_소득이_사업소득인지_기타소득인지_어떻게_판단하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/프리랜서의_사업소득_필요경비_인정_범위는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/프리랜서는_반드시_복식부기를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/프리랜서도_일반_사업자와_동일한_경비율을_적용받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/폐업한_사업자가_세금_신고를_하지_않으면_가산세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/프리랜서가_받는_용역료를_신고할_때_주의할_점은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/해외_근무_중에_한국_소득이_있으면_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/프리랜서_종합소득세_신고_시_인정되는_경비_범위는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/학원비_지출액은_모두_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/한_가지_소득만_있어도_복식부기_의무자가_될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/학원강사_소득에서_부교재_구입비를_모두_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/해외에서_수입한_물품의_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/학원강사가_사업자등록을_하지_않고_소득을_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금거래_시_영수증을_발급하지_않으면_종합소득세_신고가_불리해지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/해외_거주_중인_가족도_부양가족_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/프리랜서_소득에서_제작_비용을_모두_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/프랜차이즈_가맹점주가_지급하는_로열티는_필요경비_처리가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/프리랜서가_직원을_고용했을_때_급여_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금영수증_미발급_시_가산세가_종합소득세_신고에_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/하청비_와_급여의_차이는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/해외에서_발생한_소득도_국내_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/해외_이주를_위해_출국하는_경우_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/한방_치료_비용은_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/학비를_선급하면_종합소득세_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/폐업했을_때_남은_미수금을_5월_종합소득세_신고에_포함해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/투잡을_하는_경우_각각의_소득을_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/폐업_시_미납_세금은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/택시_지입비를_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/퇴직_후_재취업했을_때_소득_신고_방식이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/폐업_후_다시_사업을_시작하려면_새로_등록해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/퇴직금_수령_후_바로_재취업하면_세금에_영향이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/퇴직연금_수령_시_세금이_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/틱톡이나_유튜브_쇼츠_수익도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종업원에게_지급한_퇴직금도_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/특정_업종의_성실신고_확인대상자_기준이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/폐업_전_발생한_미지급_임금이나_수수료는_신고에_어떻게_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/펀드_수익금은_어떻게_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/편의점에서_세금을_납부하면_수수료가_붙나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/펀드_손실을_다른_소득에서_차감할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/통장_사본을_세무_신고_증빙으로_사용할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/편의점에서_종합소득세를_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/퇴직자가_받는_국민연금을_5월에_종합소득세_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/축산_사업_소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/치과_임플란트_비용을_의료비_세액공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/친인척의_자산을_관리해주고_받는_수수료는_어떤_소득으로_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/친인척에게_급여를_주면_비용으로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/축산시설_감가상각은_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/축산업_환경보전비도_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/친구_사업에_투자하고_받은_배당금도_소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/컨설팅비는_사업_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/택시_근무일이_불규칙한_경우_소득_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/치과_교정비는_의료비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/콜택시_기사가_회사에_납부하는_수수료와_임차료를_종합소득세_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/택시_구입_시_감가상각비는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/축산업의_단순경비율_적용_수입금액_기준은_일반_사업소와_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/축산업_사료비와_의료비는_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/코로나_손실보상금은_종합소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/취업_당시_연령_조건을_못_지켰어도_나중에_중소기업_취업자_소득세_감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/출산_관련_의료비도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/친인척_간_거래에서_적정_가격을_책정하지_않으면_종합소득세가_조정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/가상자산_거래_손실을_다음_해로_이월하여_공제할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/축산업_직원_급여와_가족_노동_처리_방식은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/컴퓨터_학원이나_프로그래밍_교육비도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/원천징수된_기타소득이_종합소득세_신고에서_누락될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/총급여액은_무엇이며_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용과_개인용을_겸용하는_통신비는_어떤_기준으로_안분하여_경비_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/창업_후_처음_5년_동안_계속_세액감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원_복리후생비_는_경비처리_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인_거주자가_한국을_떠나기_전_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/차량_렌탈비를_경비로_처리할_때_계약서가_필수인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원_복리후생비는_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/창업감면을_신청할_때_어떤_서류가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직장을_그만두고_사업을_시작했을_때_신고_절차는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/초중고_교육비와_대학_교육비_세액공제는_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/창업중소기업_세액감면의_감면율은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/직불카드로_종합소득세를_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/창업중소기업_세액감면을_받기_위한_기업형태_요건이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_환급금_입금_지연에_따른_이자를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원_보험료_도_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원에게_지급한_급여는_사업경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/청년창업_중소기업_세액감면을_받기_위한_조건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/지입_방식으로_운영하는_택시_기사도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/채무_초과_상태이거나_파산_절차_중이라도_종합소득세_신고_의무가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원_자녀_교육비_지원금도_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/외부에서_매입해_판매하는_채소_판매소의_종합소득세_신고_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/업무용_승용차_차량유지비는_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/청년_사업가를_위한_종합소득세_세제_혜택이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/추가납부_고지서를_받았을_때_즉시_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자_등록과_인적용역_기타소득_중_무엇이_더_유리한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/공동사업_해지_시_종합소득세_확정신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원_주택_임차료_지원_비용도_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/창업중소기업_세액감면은_언제까지_신청해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/창업중소기업_세액감면은_몇_년_동안_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/주택임대사업자로_등록하면_어떤_세제_혜택을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/지난해_신고를_못_했다면_5월에_여러_해를_한_번에_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/중도_이직_시_이전_회사와_신규_회사에서_각각_신고가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/지방소득세가_종합소득세와_동시에_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/증여받은_돈도_소득세법상_소득에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/지난해_발생한_재해로_인한_손실을_올해_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/중복_공제를_받으면_처벌이나_가산세_대상이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/지방소득세_감면을_받으려면_종합소득세_신고서에_어떤_내용을_기입해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/지방소득세_세율이_지역별로_다를_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택담보대출_이자_상환액도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/주택청약_적금_이자는_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/증여받은_사업체의_수익을_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/지방소득세는_따로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주택_한_채를_월세로_줄_때_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중소기업_창업감면_제도는_현재도_시행_중인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/주민세를_종합소득세_신고와_같은_시점에_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/증여_후_이자_관계가_있으면_종합소득세에_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고_확인대상자_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/지방소득세율은_몇_인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주택_월세_소득은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/주민세가_종합소득세와_별도로_신고되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주택_임대소득이_2천만원을_초과할_때_분리과세가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_월별_소득_변동이_세율에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_실수를_발견했다면_어떻게_수정하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_시_기술료를_어느_정도까지_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/종합소득세_신고_시_중복_공제란_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/종합소득세와_지방소득세는_서로_다른_세금인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종자_구입비와_비료비는_모두_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_누락한_경비가_있다면_수정신고로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_내용이_개인지방소득세와_달라도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_외에_지방소득세와_농어촌특별세도_함께_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_전_경비_영수증을_챙기면_세금을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/결손금_이월공제를_활용하기_위해_종합소득세_신고_전_확인해야_할_사항은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_누락된_세금계산서가_발견되면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_결정통지서와_신고_안내문의_차이가_뭔가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고를_세무사에게_위임했는데_세금_고지가_나오면_누가_책임지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/장애인_인적공제_대상자_중_연말정산_서류_제출을_생략할_수_있는_경우가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_시_인정되지_않는_필요경비는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_최근_3년_장부를_챙겨야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_안내문을_받지_못했다면_어디서_확인할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종합소득세_신고를_세무사에게_맡기는_것이_비용_대비_효율적인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_수정신고_시_개인지방소득세도_자동으로_수정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/종합소득세_신고_결과가_지방세나_건강보험료에도_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_전_필요경비를_미리_파악하면_세금이_줄어드나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_개인지방소득세_고지서가_오지_않으면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_기한_전_예비_신고를_할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_시_세금을_절감할_수_있는_현실적인_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_환급을_받은_후에도_세액이_추징될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료_수입과_사업소득을_합산할_때_세율이_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_세무서에서_연락이_없으면_세액이_확정된_것인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료비_지출액이_총급여의_3_에_미치지_못하면_세액공제를_받을_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀_학비를_내기_위해_대출받은_이자도_세액공제_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/아이돌_포토카드_판매_수입금도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/작년에_못한_종합소득세_신고를_올해_소득과_합산하여_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_기한이_정확히_5월_31일_자정까지인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/조세조약_상대국의_국민이면_세금_신고_기준이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고를_위해_세무서에_직접_방문해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_농어촌특별세도_함께_납부해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_환급금은_언제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_폐업_신고를_해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료_수입에서_주택_관리비를_필요경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_받은_인건비_지원금은_사업소득으로_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_분납_시_분할_횟수를_임의로_정할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/소득이_없는_대학원생_자녀도_기본공제_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_대상인지_확인하는_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_세금은_어떻게_납부하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_납부_시_체크카드를_사용할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/자녀가_받은_급여를_인건비로_신고할_때_실제_근무_여부를_확인하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/실제보다_적게_상시근로자_수를_산정해도_통합고용세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/자택에서_근무하는_개인사업자는_주택_임차료_일부를_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종교_단체에_낸_헌금도_기부금_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/정당이나_정치_단체에_낸_기부금도_종합소득세_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대소득에서_경비를_공제할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/이직한_경우_이전_직장의_근로소득_원천징수영수증을_종합소득세_신고_시_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/재혼_가정의_자녀_부양가족_공제는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장애인_공제_대상이_되려면_어떤_서류를_준비해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/소득을_여러_해에_걸쳐_나누어_받으면_세금을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/적발된_과거_미신고_소득에_가산세가_붙나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소규모_사업자가_종합소득세_신고_시_활용할_수_있는_효과적인_절세_전략은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/장기펀드_수익은_세금이_붙나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_홍보를_위한_전시회_참가비도_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전자세금계산서를_못_받았는데_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/장부와_신고서의_금액이_다르면_어떤_문제가_생기나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/전년도_종합소득세를_신고하지_않으면_올해_주민세에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/재혼한_배우자가_이전_혼인_관계에서_출산한_자녀도_인적공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전기요금은_사업경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/정부_지원금_도_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장애인_기준을_다시_심사받으면_세액공제_여부가_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전문직_종사자가_접대비를_경비로_처리할_때_한도가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/적자_발생_시_직전_연도_납부_세액을_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자에게_종합소득세_신고를_위한_장부_작성_의무가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/작년에_퇴사했는데_5월_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전자세금계산서_미발급_가산세를_종합소득세_신고_시_필요경비로_반영할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전문가_자문료를_지출하면_종합소득세를_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/재해_손실을_입증하기_위한_증빙_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전문직_종사자가_직원_급여를_경비처리하려면_어떤_조건이_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/적자가_발생하여_납부할_세액이_없는_경우에도_가산세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/재해_손실_공제액은_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전문직_은_복식부기를_의무적으로_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/재해로_인한_손실_공제를_받으려면_어떤_서류가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/1인_개인사업자가_본인에게_급여를_지급하여_종합소득세를_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장애인_기본공제와_추가공제를_함께_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/장애인_기초생활_급여가_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/자녀에게_받은_이자_소득을_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/자녀가_장애인인_경우_추가_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/이월결손금_제도를_이용해_종합소득세를_절감할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/인플루언서가_받는_선물이나_협찬품도_소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/이직한_직원의_종합소득세는_어디서_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/이혼한_경우_전_배우자의_소득도_함께_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/15세_자녀에_대해_기본공제와_자녀세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/일괄비용_처리와_감가상각_중_어느_것이_절세에_유리한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고는_반드시_관할_세무서에서만_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/일일이_기록한_지출_내역만으로도_경비_인정이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀_명의의_학자금_대출_이자를_부모가_상환하면_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인턴_급여나_아르바이트비도_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인터넷_판매_기록으로_소득_조회가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주택임대_간주임대료_계산_시_금융수익을_차감할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/이혼한_부부의_자녀_공제는_누가_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인플루언서_마케팅비도_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/일회성_소득을_종합소득세_신고에_포함해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인터넷_요금도_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/인강_제작_강사의_소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/이직으로_인한_퇴직금과_새_직장_급여를_합산하여_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/이민_전_사업_정리_시_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/대학생_자녀의_등록금을_교육비_세액공제로_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/홍보_목적의_이벤트_개최_비용을_종합소득세_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임시로_수행한_활동이_종합소득세_신고_시_사업소득으로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/인수합병으로_회사가_바뀌었을_때_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/임업_소득의_비과세_요건과_신고_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대료_선급금을_받았을_때_수입시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/이직_전후_소득을_어떻게_합산하여_연말정산_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대인이_직접_수리한_주택_수리비를_경비처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임차보증금을_사업자금으로_활용한_경우_종합소득세에_어떤_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주택임대소득이_발생하면_임대사업자_등록을_반드시_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임금_미지급금을_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/임금을_현금으로_지급받으면_소득_증빙이_어려워지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득과_배당소득이_따로_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜버_촬영_장비비를_경비로_인정받으려면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의료법인이_아닌_개인_의원의_종합소득세_신고_방식은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인이_한국_부동산_임대료를_받으면_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의사가_종합소득세_신고할_때_성실신고_확인대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점_운영_중_결손이_발생한_경우_종합소득세_신고와_손실_처리_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/우편으로_제출한_신고서가_지연_도착하면_어떻게_처리되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/가족_구성원에게_지급하는_급여도_종합소득세_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유튜브_채널_운영을_위한_인터넷_비용을_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/원룸_임대료를_받으면_종합소득세를_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료비_공제_중_장애인_의료비는_한도가_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인의_국내_소득과_국외_소득은_어떻게_구분하여_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점_사업자의_직원_급여가_적절한_수준인지_세무당국이_심사하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점_직원_급여도_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/유튜브_광고수익이_얼마부터_종합소득세_신고_대상이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/외국인_프리랜서의_세금_신고_절차는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/운전_중_발생한_유류비와_정비비는_모두_경비_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/외환차익을_종합소득세_신고에_포함시켜야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점_임차료를_경비로_처리할_때_조건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/유기농_인증_비용도_경비_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/용역_비용도_사업_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점_사업자의_종합소득세_신고_시_주의해야_할_특이사항은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인이_한국에서_번_소득도_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인_배우자의_소득을_제_소득과_합산하여_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/의료비_세액공제의_범위와_공제율은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/의도적으로_소득을_감춘_경우_적발될_확률이_높나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세를_은행_창구나_편의점에서_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의료인의_소득에서_의료기기_구입비를_경비로_인정받으려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식물_쓰레기_처리비도_사업_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월급에서_자동_공제되는_기부금도_별도로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점_식재료비를_어떻게_경비_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/음악_레슨비나_예술_교육비도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/약국에서_구입한_약값도_의료비_세액공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/의도적으로_손실을_크게_신고하면_적발될_가능성이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/단기_아르바이트_소득이_사업소득으로_분류된_경우_기타소득으로_정정해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/연금_소득이_소액이면_종합소득세_신고를_하지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여러_주택을_보유한_경우_주택별로_각각_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/국민연금_보험료를_일부_미납한_경우에도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여행사_경비처리_항목에_가이드비나_현지_지원비도_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인_거주자도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_명세서_금액으로_소득공제_여부를_판단할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/영수증을_사진으로_촬영해서_보관해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연도_중간에_사망한_가족의_인적공제는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/연금소득_과세_제외_대상은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국외_특수관계_법인과_거래_시_종합소득세_증빙_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여행업_사업자가_납부하는_관광진흥개발기금은_종합소득세_신고_시_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/온라인_강좌_수강료는_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/결혼한_부부가_받을_수_있는_종합소득세_공제_항목에는_무엇이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/여러_직장에서_받은_급여를_모두_합산해서_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_첫해인_신규사업자도_성실신고확인_대상자가_될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/외국에서_조달한_자금을_한국_사업에_투자할_때_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/엑셀로_장부를_만들어도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/외국인_거주자도_종합소득세_감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/영수증_없이_금융거래_내역만으로_비용_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연_소득이_300만_원_미만이면_종합소득세_신고_대상이_아닌가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/영농조합법인_배당금도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/예술인_소득공제_제도가_종합소득세_절세에_도움이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/외국에서_받은_연금도_한국_종합소득세에_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/영수증_없이_신용카드_사용_내역으로만_경비_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여행_패키지_판매_수익은_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인_거주자가_해외_소득도_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/영수증을_5년_이상_보관해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국에서_벌어들인_소득의_종합소득세_신고_시_환율_적용_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연금소득이_있는_경우에도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/영주권자의_종합소득세_신고_기준은_거주자와_같나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/여러_회사에서_동시에_용역을_받으면_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연도_중간에_자녀가_태어났을_때_공제를_어떻게_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/올해_처음_사업을_시작했을_때_신고_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/해외에서_결제한_금액은_왜_신용카드_등_소득공제에서_제외되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여러_종류의_소득이_있는_경우_소득별로_장부를_따로_작성해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신용카드로_종합소득세를_납부하면_신용점수에_영향이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/적격증빙이란_무엇이며_어떤_종류가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_추가_세액_납부_고지를_받으면_어떻게_대응하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_후_납부고지서를_받으면_언제까지_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_후_새로운_소득증명_자료가_나타나면_재신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신용불량자가_종합소득세를_신고할_때_별도의_패널티를_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/야근수당과_퇴직금은_종합소득세에서_각각_어떻게_과세되며_세율_차이가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/실제_지급하지_않은_급여를_장부에_계상하면_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세와_지방세를_신용카드로_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/신용_대출_이자를_사업_관련_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/실업급여를_받았는데_세금이_붙나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/신용카드_명세서를_경비_증빙_서류로_쓸_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신용불량자도_종합소득세를_신고하고_납부해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_후_국세청이_추가_자료를_요청하는_경우는_어떤_상황인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/신용대출로_받은_금액도_종합소득세_신고에_포함해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신용카드_거래_내역으로_소득_적발이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/어린이집_비용과_유치원_비용의_세액공제_기준이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/해외_거래_사업자가_종합소득세_신고_시_적용하는_환율_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/신용카드_할부_이자도_사업_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/암호화폐_마이닝_수익도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_납부_기한은_언제까지인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고서_작성_오류로_부과된_가산세를_이의신청이나_경정청구로_취소받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금_신고_관련_장부와_증빙서류는_언제까지_보관해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고액을_고의로_낮춰서_신고하면_적발될_가능성이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/업체_간_수수료_조정으로_과세표준을_낮출_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/소득신고_시_잘못_등록한_업종코드를_수정할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세청이_중복_공제를_발견하면_자동으로_세액을_고지하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/어떤_소득_항목들이_종합소득으로_합산과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금_신고_후_국세청에서_별도로_연락이_오나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/양계장_계란_판매_수익은_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/신규_창업자_특별_공제_항목을_종합소득세_신고에_적용하려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_기한_마지막_날_밤_11시_59분에_신고하면_기한_내_신고인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/소수자_우대_정책에_따른_세제_혜택이_종합소득세에_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/간이영수증도_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종합소득세_신고_시_치료_목적_의료비와_미용_목적_시술비를_직접_구분해서_입력해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/소액_투자_수익도_세금_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/신고_대상인_기타소득_금액은_건당_기준인가요_합계_기준인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_목적_출장_시_숙박비와_항공권_비용을_경비로_처리하려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/헌혈_기부권_세액공제란_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/이미_납부한_세금보다_공제액이_커질_경우_환급이_발생하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소셜미디어_광고비도_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금_수정신고_기한과_가산세_감면_혜택은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소상공인이_종합소득세_신고_시_추계신고와_장부신고의_세액_차이가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수입_식품점의_매입_비용_증빙은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/여성의_사회진출이_활성화된_요즘도_부녀자공제가_유지되는_이유는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/결손금_이월공제가_제한되거나_배제되는_경우도_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수작업으로_작성한_장부를_제출해도_종합소득세_신고로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_기한_전에_스스로_오류를_발견하면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부녀자_공제처럼_특정_성별을_위한_제도가_여전히_운영되는_이유는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_기한_연장_신청서를_사전에_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수출_사업자의_부가가치세_환급금이_종합소득세_신고에_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/시스템_오류로_기한_내_신고를_못_했는데_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업_손실이_났는데_신고를_안_하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/소득이_적어_신고하지_않으면_추후_합산_신고_시_불이익이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무서장이_세액을_결정하여_통지하기_전까지_수정신고가_가능하다는_의미는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_안내문을_받지_못했는데_늦게_신고하면_가산세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소규모_사업자도_세무사_선임이_필수인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소규모_사업자가_세무대리인_대신_기장_직원을_직접_고용할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/소득세_경정청구_절차와_신청_방법은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무사_외에_종합소득세_신고를_도와줄_수_있는_전문가가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/5월_종합소득세_확정신고_기간에_세무서_전화_상담_대기_시간이_긴가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무서_방문_신고_시_사전에_예약해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무서에_방문하면_종합소득세_신고_도움을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무사_수임료를_비용으로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/소득과_소득금액의_차이는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무서_방문_신고는_기한_내_언제까지_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고확인_대상자의_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무사가_신고한_종합소득세를_나중에_수정할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무사에게_기장업무만_별도로_맡길_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무조사_전에_자진_신고를_하면_가산세가_줄어드나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기한후_신고_시_발생한_결손금은_어떻게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/세무서_직접_제출과_홈택스_제출에_차이가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무사_소득에서_교육비나_연수비를_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무사_없이_혼자_종합소득세_신고를_하면_오류_가능성이_높나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/소규모_사업자가_꼭_챙겨야_할_절세_항목은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세금계산서_위조로_적발되면_종합소득세_신고도_취소되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고확인_대상_업종은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무사가_종합소득세_신고를_대리할_때_어떤_서류를_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/성실신고확인을_받으면_세금이_줄어드나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/계속적_반복적_판매_활동_시_기타소득과_사업소득을_구분하는_횟수_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금을_기한_내에_내지_못하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상품권_환불에_따른_손실은_어떻게_신고에_반영하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/상속인이_여러_명인_경우_종합소득세_납세의무는_누가_지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상품권_판매_대행으로_받은_수수료는_종합소득세_신고_시_어떤_소득으로_분류하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/생명보험료_납입_시_종합소득세_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/수정신고_시에도_세무대리인의_조력이_반드시_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/성실신고_확인_수수료와_세액공제_혜택은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/성실신고_확인대상자의_세금_납부_기한은_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/SNS마켓_판매_금액이_적어도_사업자_등록을_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/성인_자녀도_부양가족_공제_대상이_될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원_성과급이나_보너스도_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/자녀_부양가족공제_연령_기준이_만_20세_이하인_이유는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/성과급을_받았는데_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_관련_샘플_제작비는_비용처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/거래처가_세금계산서_발급을_거부할_때_매입_비용을_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/납부할_세금이_없는데_원천징수된_세액을_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/생산성_향상_세액공제를_받으려면_종합소득세_신고_시_어떤_증빙이_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고확인제도의_대상_기준과_혜택은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무대리인_비용을_사업_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/허위_영수증으로_경비를_과다_계상하면_어떤_처벌을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/직접_신고_시_자주_발생하는_오류와_필수_제출_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금을_분할_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/성실신고_확인_수수료에_대한_세액공제_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상품권_판매업자의_종합소득세_신고_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/산림_벌채_수입은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/상속_재산에서_발생하는_이자_소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/산림청_벌목_허가로_발생한_수익도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자가_받은_대출금을_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/인적_용역_제공자도_반드시_사업자등록을_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자등록을_미뤄도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/산림_경영으로_발생한_결손금을_이월하여_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/산림_관련_정부_보조금도_사업소득으로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/산림_자산의_판매차익도_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업자등록을_취소하더라도_5월_세금_신고는_필수인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자등록증에_공동사업자_정보가_명시되어야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/산촌_주택_운영_수익은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상속받은_자산의_평가_방법이_종합소득세_신고와_관련이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/산림청_재해_복구_보조금을_받은_경우_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자금_대출_이자는_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사망신고를_마친_가족의_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/휴지_등_사무실_비치_용품도_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/상속세를_냈는데_종합소득세도_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/상속받은_주식의_배당금을_신고할_때_시점이_중요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/상속을_받아_사업을_계속할_때_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업자를_폐업했는데_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/산림자원조성비_납부액은_종합소득세_신고_시_필요경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상속받은_현금을_사업에_투입했을_때_따로_신고해야_할_것이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업_외에_근로소득이_있으면_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업자_등록_전에_벌어들인_소득을_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용_부동산의_감가상각비를_종합소득세_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득세라는_세금이_별도로_존재하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업소득과_근로소득이_동시에_발생할_때_합산해서_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/사업소득_외에_강사료_같은_기타소득이_있으면_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_관련_학용품비나_도서비를_경비로_처리하면_세금이_줄어드나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_초기_몇_년은_기장_의무가_없나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업상_필요경비의_인정_기준이_종합소득세_신고마다_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용_자동차의_감가상각비_처리는_개인용_차량과_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용_컴퓨터의_내용연수는_몇_년인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_규모가_축소되면_종합소득세_신고_방식이_즉시_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_첫_해에_발생한_적자를_다음_해로_이월할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/사업용_재산이_자연재해로_손상되었을_때_재해손실세액공제_방법은</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득자의_기부금_공제도_인정_비율이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/동일한_부동산에서_사업소득과_임대소득이_함께_발생하면_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_손실을_근로소득_등_다른_소득과_합산할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용_차량_구입_시_감가상각비는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/분리과세_세율은_소득_종류에_따라_몇_가_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자카드로_구매한_명품_가방도_경비처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/비정기_소득도_모두_종합소득세에_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부정_신고로_적발되면_처벌을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_결정_후에도_분리과세로_변경하여_신청할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/불법_파일_공유로_얻은_수익도_소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/비용을_과다_계상하여_세금을_적게_신고하면_처벌받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/비정규직에서_정규직으로_전환되면_종합소득세_신고_방식이_바뀌나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/분납_신청_후_약정된_기일까지_세금을_내지_못하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부채가_있는_경우_세금_납부_기한을_연기할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/분리과세를_선택할_때_기간_제한이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/비정규직_근로자의_비과세_수당이_종합소득세_계산에_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부정확한_신고로_인해_받은_환급금을_반환해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부정_신고_적발_시_적용되는_가산세율은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사실상_급여_명목으로_지급한_돈이_경비로_인정될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/비과세_소득은_어떻게_구분하고_확인하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사기_피해로_인한_손실도_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/분리과세_선택이_종합소득세_신고에_어떤_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사무실_임차료를_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/비과세_소득이란_무엇이며_어떤_항목이_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/사립학교_수업료도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사무실_임차료를_경비로_처리할_때_임대차계약서가_필수인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부채가_많으면_종합소득세_계산이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사망자의_종합소득세는_누가_언제까지_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/비과세_소득이_종합소득세_계산과_신고에_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/사별한_배우자의_소득과_인적공제는_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/분납으로_약정한_세금을_일시에_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/부친으로부터_상속받은_재산이_종합소득으로_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부부_간_금전_거래가_있는데_어떤_증빙을_통해_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부모로부터_상속받은_건물의_임대료를_종합소득세_신고_대상으로_봐야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부부가_동일한_금액의_사업소득을_신고해도_문제가_없나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부부_간_부채_관계를_종합소득세_신고에_반영해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부부가_공동으로_사업할_때_소득은_어떻게_배분하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님을_부양가족으로_공제받기_위한_소득_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족_공제_중복_인정을_피하려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족_공제_기준을_확인할_수_있는_기관이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부정한_급여_지출_시_적용되는_가산세율은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배우자_소득이_매우_적은_경우에도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님과_배우자에_대한_부양가족_공제를_동시에_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님_부양가족_공제를_두고_형제간_분쟁이_생기면_국세청이_판단해_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부부가_공동사업자일_때_소득_배분은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부부가_공동_사업을_할_때_종합소득세_신고용_소득_배분_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/부모로부터_상속받은_임차보증금_반환금이_종합소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부정_신고가_단순_실수임을_주장하여_가산세를_낮출_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부부가_모두_프리랜서일_때_부양가족_공제를_중복으로_신청해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대사업자가_주택을_2채_이상_소유하면_신고_방식이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부부가_별도로_거주할_경우_종합소득세_신고에_영향이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부가세_환급액을_받으면_종합소득세_수입금액에서_차감할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_중개수수료를_임대소득_필요경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/복권_상금이_종합소득_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/본인의_의료비와_부양가족의_의료비를_합산하여_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_수령한_보험_환급금은_총수입금액_산입_대상인가요_자산_차감_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대료를_분리과세_대상으로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/영세율_환급을_받은_금액도_종합소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가세_신고_매출과_종합소득세_수입금액이_불일치하면_어떤_문제가_발생하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가가치세와_종합소득세를_서로_다른_기간으로_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대업에서_발생한_손실을_다음_연도로_이월하여_공제할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가세_일반과세자와_간이과세자의_종합소득세_신고_방식이_상이한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부가세_신고와_종합소득세_신고에서_현금영수증을_다르게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부동산_임대료를_중복으로_신고했을_때_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부도로_인한_외상채권을_사업경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가세_신고_후_오류를_수정할_때_종합소득세도_함께_수정신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/부동산_담보_대출금도_종합소득_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가가치세_면세_사업자도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부가세_세금계산서_발급이_종합소득세_수입금액에_어떤_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/복식부기로_작성한_장부가_있어도_간편장부로_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대료와_사업소득을_합산_신고하면_세율이_인상되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부당한_거래로_인한_손실을_종합소득세에서_공제할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부가가치세와_종합소득세_신고_시_매출_인정_기준이_동일한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부가가치세를_과소_신고하면_종합소득세도_추가로_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부가가치세와_종합소득세의_신고_시기가_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/벤처기업_창업감면을_받으면_종합소득세가_어떻게_바뀌나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/변제능력_없는_외상_채권을_종합소득세_신고에서_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달라이더가_종합소득세_신고_시_차량유지비를_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/박람회_참가_경비도_사업_경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/미보고_소득이_나중에_발견되면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/치료나_요양을_목적으로_구입한_약값도_의료비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/배우자에게_소득이_없으면_종합소득세_신고를_하지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당금으로_받은_소득을_이자소득으로_분류하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_배우자에게_지급한_급여를_필요경비로_인정받으려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자_소득공제_판단_시_근로소득과_사업소득을_합산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/개인사업자가_법인으로_전환할_때_마지막_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당_거래로_인한_손실을_종합소득세에서_공제할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자가_장애인이면_배우자_공제_금액이_증가하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자가_받은_퇴직금이_배우자_공제_판단에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대보증금에_대한_간주임대료는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/반복적인_매매로_인한_소득이_사업소득으로_분류되는_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/미성년자도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/보험_환급금이_종합소득으로_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자에게_소득이_있어도_부양가족_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/개인사업자가_법인으로_전환하면_종합소득세를_더_이상_내지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자_소득공제와_다른_인적공제를_중복해서_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/배달라이더_연_소득이_500만_원_이하이면_3_3_세금을_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여러_배달앱을_이용할_때_종합소득세_수입금액_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/변호사가_의뢰인으로부터_수령하는_돈_중_수입금액_신고_대상이_아닌_것은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미수금을_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/법무비_를_사업경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자가_적자_사업을_운영하는_경우에도_배우자_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_배우자에게_지급하는_급여를_필요경비로_인정받으려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보육료도_교육비_세액공제_대상이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달라이더_소득에서_휘발유비를_경비로_공제받기_위해_필요한_증빙은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/법정대리인이_사업을_승계할_때_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/미국_발행_신용카드로_종합소득세를_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당소득과_양도차익을_합산하여_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자_소득이_월_100만_원을_초과하면_배우자_공제가_불가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자가_전업주부일_때_배우자_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당소득과_사업소득을_합산_신고할_때_세율이_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/버섯_재배_소득의_종합소득세_신고와_비과세_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/농약값도_농업소득_계산_시_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_라이더가_대출_이자를_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/농업소득과_사업소득을_함께_신고할_때_특별한_규칙이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/동료에게_빌려준_돈을_돌려받으면_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/라이선스_사용료도_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/농산물_판매_수익이_발생했는데_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/모두채움_서비스가_제시한_금액을_직접_수정하여_제출해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/명의_대여를_통해_발생한_소득도_제가_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/농민이_받는_쌀값_보조금_도_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/동일한_품목으로_여러_사업자_등록을_했을_때_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/몇_년_연속_손실이_나면_세무조사_대상이_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/명의_대여를_통한_사업_운영이_종합소득세_신고에서_문제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/농산물_도매시장_수수료도_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/단독_거주_중인_친부모님_부양_시_두_자녀가_함께_공제_신청할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/대리운전_기사가_5월_종합소득세_신고_시_보험료를_모두_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/맞벌이_부부의_자녀_교육비_세액공제는_어떻게_배분하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/대리기사_소득_신고_시_어떤_항목을_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/도박으로_번_수입도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/라식_라섹_수술_비용도_의료비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/무형자산_구입_비용은_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/모두채움_신고서로_신고하면_세무조사_위험이_낮아지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/모두채움_신고서를_거부하거나_내용을_수정할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/농어촌특별세를_별도로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/농업용_기계_구입_시_정부_보조금을_받으면_감가상각이_조정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/농어촌특별세는_별도로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/모두채움_신고서_내용이_정확하면_그대로_제출해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/모두채움_신고서를_제출하지_않으면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/모두채움_신고서가_왔는데_수정해서_제출해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/단순경비율_적용_업종은_어떻게_확인하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/맞벌이_부부가_부양가족_공제를_받을_때_어느_배우자가_신청해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/매출액_기준에_따라_복식부기_의무자가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/매월_받는_선급금이_종합소득세_신고에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고_확인비는_누가_납부해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/농업_소득이_있으면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/맞벌이_부부의_의료비_세액공제_한도는_따로_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/농어촌특별세와_종합소득세는_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_기간은_왜_5월로_정해진_건가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금_공제로_인한_환급금이_나올_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금_납부의무를_이행하지_않으면_어떤_법적_제재를_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금_납부_기한을_넘겼을_때_가산세는_얼마나_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/연간_기타소득금액이_300만_원_이하인_경우_별도로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/노트북_구매비는_전액_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금_공제_한도와_세액공제율은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/과세관청의_추계과세_처분을_거부하거나_대응할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기술료와_로열티_수입이_발생할_때_신고방법이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/젖소_50마리_이하_사육_시_우유_판매_수익_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금을_통한_소득공제가_종합소득세_신고에_어떻게_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/소득세_요건을_적용하는_나이는_만나이를_기준으로_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/개인사업자의_해외_특수관계법인_간_국제거래_시_이전가격_보고서_제출_기준과_기한은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기계_장비를_리스로_이용할_때_감가상각은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/과세표준_결정에_불복하는_절차는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금_세액공제를_받으려면_어떤_단체에_기부해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국가가_세금을_자동으로_돌려주지_않고_직접_신청하게_하는_이유는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_예정고지_금액이_실제_세액과_다를_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배당소득이_있는_근로소득자의_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직전_연도_수입금액이_4800만_원_미만이면_기장의무_가산세를_면제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국외_거주자가_한국에서_발생한_소득을_종합소득세로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기한_후_신고_시_국세청에서_부과하는_가산세는_어느_정도인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/사실혼_배우자도_세법상_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기존_세금_신고를_취소하고_다시_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/수정신고_후_또_오류를_발견하면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/토지_임차료_종합소득세_신고는_건물_임차료와_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대사업자가_아니면_보증금에_대한_세금_신고_의무가_없나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/경정청구_후_또_오류를_발견하면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대보증금을_통해_발생한_이자수익은_종합소득세_신고를_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무서에서_경비_과다계상_해명_요구를_받았다면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/실수로_공제를_더_받아_환급액이_초과된_경우_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전세를_월세로_바꾸면_임대소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기계_임차료_수입_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_경비를_과다하게_입력했는데_수정신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_결과에_만족하지_않으면_언제까지_이의를_제기할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_결정_통지를_받은_후_불복_절차는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/단기_임대와_장기_임대의_세금_신고_방식에_차이가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기한_후_신고_후_오류를_발견하면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_오류_시_추가_세금과_가산세를_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/농지_임차료_수입의_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상속받은_부동산의_임대료_수입은_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무사_과실로_신고_오류가_발생하면_누가_책임지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_오류_발견_후_즉시_수정하면_가산세가_감면되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부부_공동명의_부동산의_임차료는_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/조세소송을_제기하려면_먼저_심판청구를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세청_안내_오류로_잘못_신고했을_때_책임이_누구에게_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_처분_취소_청구_기한은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상가_임차료_수입의_종합소득세_신고_시_주의할_점은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/저작권_사용료는_종합소득세_신고를_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_소득공제_혜택을_최대한_받으려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/차량_임차료_수입은_종합소득세에_어떻게_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/소득금액을_적게_입력하여_세금이_적게_나온_경우_세무서에서_확인하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/택시_운전자의_종합소득세_신고는_일반_자영업자와_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/운동선수의_종합소득세_신고_방식은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_쇼핑몰_운영자의_종합소득세_신고_특징은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/저작권료와_라이선스료의_종합소득세_처리가_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/강사의_종합소득세_신고_시_기타소득과_사업소득은_어떻게_구분하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/도소매업_사업자의_재고_관리가_종합소득세_신고에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/보험설계사의_종합소득세_수입금액_인정범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/공유경제_플랫폼_참여자의_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/건설업_사업자의_종합소득세_신고는_다른_업종과_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/5년_이상_장부를_보존해야_하는_이유가_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배달_기사의_소득은_종합소득세_신고_시_어떻게_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/회계사의_종합소득세_신고는_일반_사업자와_어떤_점이_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/특허료_수입의_종합소득세_신고_방식은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기술_자문료가_사업소득으로_인정되려면_어떤_조건이_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_중개인의_종합소득세_신고_특징과_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의사나_변호사의_종합소득세_신고가_일반인과_다른_점은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/예술가_업종으로_종합소득세_신고_시_유의할_사항이_있을까요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/프리랜서_수수료를_사업소득으로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산_임대소득_종합소득세_신고_시_주의할_점은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/학원_운영자가_종합소득세_신고_시_놓치기_쉬운_주의사항은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/뷰티_사업_종합소득세_신고_시_주의해야_할_점은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공인중개사의_종합소득세_신고_특징과_기장_의무_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/제조업_종합소득세_신고_시_감가상각비_처리가_왜_중요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사무직_프리랜서와_생산직_프리랜서의_종합소득세_신고가_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/알바_급여와_사업소득을_혼동하여_합산_신고를_누락하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/주식_배당금은_종합소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/펀드_수익에_대한_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/금융상품_판매자는_종합소득세를_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/음식점업_종합소득세_신고_시_유의해야_할_사항은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무사의_종합소득세_신고는_일반_사업자와_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/숙박업_사업자의_종합소득세_신고_시_챙겨야_할_항목은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/통장_거래_내역만으로_종합소득세_신고가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기말_재고를_낮게_평가하면_종합소득세_부담이_줄어드나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/장부_누락이_적발되면_추가_가산세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/신용카드_사용_내역이_장부_기록의_대체_증거가_될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/재고_이월이_종합소득세_신고에_어떤_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/고객_충성도_프로그램_운영_비용이_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/일일이_거래를_기록하지_않으면_종합소득세_신고_시_문제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_증빙_서류를_반드시_첨부해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_시_장부_기록이_왜_중요한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/추계신고와_장부신고의_차이는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세무당국의_장부_검사_시_어떤_항목을_우선적으로_확인하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/VIP_고객_관리비가_종합소득세_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득세_신고_시_거래_내역_입증_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_시_장부를_세무당국에_직접_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/위탁판매로_인한_수수료_수입을_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/선물이나_증정품_비용도_종합소득세_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/광고동영상_제작비도_전액_경비처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/제품_보증금도_비용_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/재고평가방법이_종합소득세_신고_결과에_큰_영향을_주나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/판매_수익에서_반품에_따른_손실을_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/도매와_소매를_동시에_하는_경우_종합소득세_신고가_어떻게_달라지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/택배비와_배송비를_정확하게_구분해서_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/장부를_작성하지_않으면_종합소득세_신고가_불가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/제품_회수_및_폐기_비용이_종합소득세_신고_시_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/협찬받은_물품도_그_가액에_대한_소득_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/계절_상품의_잉여_재고_처리가_종합소득세에_미치는_영향은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/환불_및_A_S_비용은_종합소득세_계산_시_어떻게_처리되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/불량_재고의_손실_처리가_종합소득세에서_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종이장부와_전자장부가_세무상_다르게_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/제품_보험료는_비용처리가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/복식부기와_간편장부_중_어떤_방식으로_장부를_작성해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/마케팅_효과가_불분명한_경우에도_종합소득세_경비_인정이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/판매_채널별로_소득을_나누어_신고하는_것이_유리한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/POS_기계_기록과_실제_매출이_맞지_않아_적게_신고하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/이월결손금이_있으면_내년_종합소득세에_어떻게_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/특수관계자와의_거래가_있으면_종합소득세_신고검증_대상이_될_확률이_높아지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/법인에서_개인에게_돈을_빌려줄_때_적정_이자를_받지_않으면_종합소득세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/우리나라_소득세는_왜_가족_단위가_아닌_개인_단위로_과세하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사채를_빌려_운영하는_사업의_종합소득세_신고는_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인과_오프라인_판매_소득을_통합_신고할_때의_절세_포인트는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세를_신용카드로_납부하면_할부_이자_등에_이점이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_납부_세액이_1000만_원을_초과하는_경우_분할_납부가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/휴폐업_신고가_종합소득세_신고에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/재정_위기_상황에서_종합소득세를_신고하지_않으면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/NFT_판매_수익은_어떻게_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부채가_많아_소득이_마이너스인_경우_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/인적분할이나_물적분할로_인한_소득은_종합소득세_신고에_어떻게_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/기한_전_예납을_통해_종합소득세_부담을_줄일_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_후_세금을_할부로_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/휴업_중인_사업자도_종합소득세_신고_의무가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/손실이_발생한_상황에서도_종합소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_신고_기한이_임박했을_때_빠르게_처리하는_방법이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/배우자의_사업을_합치거나_분리할_때_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업양도_시_발생하는_양도차익과_종합소득세의_관계는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/무이자_차입금이_종합소득세_신고_시_문제가_될_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/SK하이닉스_성과급의_세금은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업_부도가_난_경우에도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_자금을_개인_계좌로_인출했을_때_종합소득세_신고에_포함해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/점포_이전으로_인한_자산처분이_종합소득세에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/금융_기관과_분쟁_중인_경우에도_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/휴업_중에도_사업용_부채_이자를_필요경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/국민연금_보험료를_추가_납부하면_종합소득세_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업장_결손금은_다음_연도로_이월하여_소득과_상계할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/광고_수익을_받는_유튜버는_정기신고_전에_무엇을_준비해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사망한_대표이사의_가지급금_상여_처분_시_소득세_납세의무가_성립하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/구글_애드센스_수익도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/휴업이나_폐업을_한_사업자도_가산세_감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수입_시_발생하는_관세와_통관료도_경비에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/과외_학생_수가_적어도_사업자등록을_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/구독형_소프트웨어_라이선스_비용도_경비_처리가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여행업_사업자의_종합소득세_신고_시_경비_인정_기준과_세제_혜택은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인_과외로_번_돈도_세금_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대_부동산_공실_기간을_연간_임대소득_계산할_때_제외할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/휴업_신고를_했으면_5월_종합소득세_신고_기한이_미루어지나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/개인연금도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간이과세자의_신용카드매출전표_등_발행세액공제액은_총수입금액에_산입되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/공제_한도를_초과한_의료비는_다음_해로_이월하여_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공시지가_변동이_주택임대소득_종합소득세_계산에_영향을_미치나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세청_종합소득세_신고_안내문은_매년_발송되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/과외_소득에서_교재비를_필요경비로_인정받으려면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업자의_소득은_어떻게_배분하고_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/과수원_작물재배_소득은_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세_신고_시_국세청에서_지정한_법정_서식으로_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/국민연금을_받으면_세금을_내야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/관광숙박업_등_숙박업_소득은_종합소득세_신고_시_어느_소득으로_분류하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/교통_범칙금이나_단속비는_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_결정_경정_고지서_기재_항목은_각각_무엇을_의미하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_광고비도_사업_필요경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/건강보험료를_낮추려고_소득을_과소_신고하면_어떤_불이익을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/경제적_어려움으로_세금_납부를_연기할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/계절_사업자의_종합소득세_신고_시_수입금액_판정_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/회사에서_연말정산을_해주는_개인사업자의_조건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/공동사업_소득을_신고하지_않으면_어떤_불이익을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/근로소득과_사업소득을_합산_신고하는_고령자는_공제_혜택을_더_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업_해지_후_남은_미수금은_누가_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대_중인_주택의_매입_대출이자도_임대소득_필요경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/고정자산을_추가_취득하면_내용연수를_재계산해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/건물_수리비는_임대소득_계산_시_필요경비로_공제되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/경정청구_기한이_지났을_때_대처_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/고용보험료_납부_시_종합소득세가_줄어드나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/공동사업자_중_한_명이_신고하지_않으면_다른_사업자에게_영향이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/고지서_소득이_실제와_다르면_어떻게_이의신청하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/건물_감가상각_기간이_부동산_임대료_신고에_어떻게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/국가보조금도_소득에_포함되어_세금이_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국납부세액공제를_신청하려면_어떤_서류를_준비해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/종합소득세_신고시_기본으로_적용되지_않아_놓치기_쉬운_공제항목에는_어떤_것이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/공무원연금법상_장해보상금은_비과세_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/별도_세대인_어머니가_아버지와_함께_거주할_때_자녀가_기본공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/기타소득이_300만_원_이하인_경우_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/파견근로자에서_정규직으로_채용되어도_중소기업_취업자_소득세_감면_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/입양된_경우_양가와_생가_가족_모두_기본공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국과_우리나라의_과세연도가_다를_때_외국납부세액공제는_어떻게_적용하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/선지급한_장기주택저당차입금_이자상환액은_이자를_지급한_연도에_공제_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종합소득금액에서_공제하는_기부금의_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/조건부_가격_청구권의_근로소득_수입시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/60세_미만인_장애인_아버지에_대한_기본공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/상해보험으로_세제혜택을_받기_위한_요건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/세액공제_받은_연금저축을_중도_해지하면_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합부동산세가_필요경비에_산입되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중소기업_취업자_소득세_감면을_받던_청년이_이직할_때도_연령_요건을_충족해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/해외수출품_현지_설치나_시운전을_위한_출장_급여는_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/금융소득이_있다면_세무서에_언제든지_자료제공을_요청할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/고엽제후유의증_환자인_아버지에_대한_장애인_공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/10만원_이상_거래_시_소비자가_원하지_않아도_현금영수증을_발급해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/확정기여형_퇴직연금_근로자_추가납입액에_대한_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/1인_사업자도_장부를_반드시_작성해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/제3자가_매입처에_직접_입금한_차입금도_사업용계좌_미사용_가산세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/질병으로_인한_유방_절제_후_재건_비용도_의료비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/미숙아_자녀의_의료비는_전액_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/유실물을_반환할_때_발생하는_기타소득의_수입금액은_어떻게_산정하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/취업_전이나_퇴직_후_지출한_의료비도_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연말정산에서_누락한_부녀자공제를_종합소득세_신고_시_어떻게_입력하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/건강기능식품_구입_비용도_의료비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종전_근무지_급여_합산으로_총급여가_변경되었으나_공제항목에_변동이_없어도_그대로_제출해도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/입사_전이나_퇴사_후_사용한_신용카드_등_사용금액에_대한_소득공제_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부로_종합소득세를_신고하면_경비율에_따른_추계과세는_받지_않나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용계좌_제도란_무엇이며_누가_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국납부세액이_있는_경우_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/한도_내에서_자유롭게_입출금하는_차입금도_장기주택저당차입금_이자상환액_소득공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/우리사주조합_혜택을_받으려면_증빙서류를_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/금융소득_종합과세제도는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/소득세_확정신고기한이_지났는데_결손금_소급공제_경정청구가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/우리사주조합원별_계정에_자사주를_예탁한_날은_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금영수증_가산세_내역은_어디에서_조회할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/박물관_및_미술관_사용료를_신용카드로_결제하면_소득공제는_어떻게_적용받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/환자_식대도_의료비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_환급금은_언제_계좌에_입금되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/연금계좌_세액공제율과_소득별_공제_한도는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/실비보험금을_지급받은_의료비는_어떻게_입력하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/복식부기의무자가_매입대금을_무통장_입금하면_가산세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/이자소득에서_제외되는_저축성_보험차익의_요건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드로_신차나_중고차를_구입하면_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/인적공제_명세에_자녀를_입력할_때_어떤_관계_항목을_선택해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/국정교과서에서_근무하는_서적편집원도_생산직_근로자에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부_대상자가_소득세_신고_시_세무대리인의_조정계산서를_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/부모님이_계약한_주택의_월세를_본인이_납부하는_경우_월세_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/고용유지중소기업_근로자_소득공제_대상인_상시근로자_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/세대분리된_배우자가_주택을_소유한_경우_주택마련저축_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/수정신고로_발생한_추가_세금의_납부_기한은_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득은_무엇이며_어떤_항목이_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/직전_연도에_사업을_폐업하고_당해_연도에_근로소득만_있다면_소득세_중간예납_의무가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/강사료_입금_통장_내역만으로_소득_증빙이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/배우자_명의의_임대차계약도_월세액_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/수정신고_후_경정이_이루어질_때_소득세_신고불성실가산세는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/지방의회의원이_지급받는_의정활동비_등은_어떤_소득으로_구분되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부란_무엇이며_작성_대상_기준은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택_취득_후_기준시가가_6억원을_초과해도_장기주택저당차입금_소득공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_등_소득공제_한도는_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율로_추계_신고하면_이월결손금_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/종합과세_대상에서_제외되는_금융소득은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/같이_거주하며_실제_부양하는_4촌_형제도_기본공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/두_회사에서_각각_받은_자가운전보조금도_비과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장애인_공제_대상인_장애인의_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/70세_이상_고령자라면_종합소득세_신고_기한이_자동으로_연장되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상가신축판매_공동사업자의_지분_양도_소득금액은_누구에게_귀속되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/수시부과_사유_없이_확정신고_기간_전에_제출한_종합소득세_신고서도_효력이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용계좌_신고_대상은_누구인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용계좌_사용_거래금액을_기록하는_별도의_서식이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/연금계좌_해지_시_기타소득세_원천징수_제외를_위한_세액공제_미적용_증명_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자_공제_나이_요건은_몇_살까지인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/1인_미디어_창작자도_사업자등록을_반드시_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/발달재활서비스를_이용하는_아동이_장애인_공제를_받으려면_제출해야_할_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장기주택저당차입금_이자상환액_소득공제_제출서류는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/동일_사업장에서_실지조사와_추계조사_방식을_혼용하여_결정할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/주식배당_시_배당소득_총수입금액은_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연말정산간소화_자료조회_동의_팩스_신청서를_분실했다면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/본인_소유_토지에_공동주택을_신축하여_판매하면_사업은_어떻게_구분되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/건설일용근로자의_야간수당은_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/의료비는_첫째에게_신용카드는_둘째에게_자료제공_동의를_해줄_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/타인으로부터_벤처투자조합_출자지분을_양수한_경우에도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/세금계산서를_받고_대금을_현금으로_지급하면_가산세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/허위_비용_영수증을_사용하면_어떤_불이익을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/대학교에서_일하며_받는_근로장학금은_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/퇴직_후에_확정하여_지급하는_자녀_학자금은_어떤_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용_감가상각_자산_매각_시_종합소득세_신고에_어떻게_반영하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업소득_이월결손금을_추계방식_부동산임대소득에서_공제할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/프리랜서_소득이_300만_원_이하면_종합소득세_신고를_하지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/양도소득세_비과세_판정_시_다가구주택의_주택수는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기장의무_판정은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종돈이_세법상_고정자산에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/정년퇴직_후_56세에_중소기업에_재취업한_경우_소득세_감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/국외_유학_중_외국대학_시간강사로_1년_이상_계속_거주해도_거주자로_볼_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업장의_기장의무를_판정하는_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/법인과_개인으로_구성된_익명조합도_공동사업장_규정을_적용받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/비사업자에게_주민등록번호_기재분_전자세금계산서를_발행하면_현금영수증_의무발급_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/보험계약_기간_중도에_지급되는_납입보험료_이자는_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/근로소득자가_표준세액공제_13만_원을_적용받는_경우는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/국외_건설현장에서_영업_업무를_담당하는_직원의_급여도_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/스마트폰으로_현금영수증_모바일_카드를_발급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/종교인이_소속_외_단체로부터_받은_소득도_종교인소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/외국인_거주자가_본국에_있는_배우자의_기본공제를_받으려면_어떤_서류를_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소사장제_기장의무_판단_시_업종_구분은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족_명의의_국민연금보험료도_소득공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세를_미리_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전년도_폐업_후_올해_신규_개업한_전문직_사업자의_장부_기장의무는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자_기본공제는_무엇이며_어떤_요건을_충족해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/맞벌이_부부인_남편이_계약자이고_피보험자가_부부_공동이면_보험료_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국_병원에서_치료받은_의료비도_세액공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/벤처투자조합_출자등_소득공제가_적용되는_투자_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/형제자매의_지역국민건강보험료를_대신_납부하면_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중소기업_취업자_소득세_감면을_받는_청년이_이직하면_나이_제한이_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/사업소득과_근로소득이_동시에_발생하면_합산해서_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국인도_월세_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득_수입시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/회사에서_지원받는_대학교_자치회비나_교재비도_비과세_학자금에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/건강_고용보험_납입액은_소득세액공제명세서의_어느_항목에_입력하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/소방공무원이_받는_항공수당은_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/이동통신사로부터_지원받는_단말기보조금이_과세소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/생계를_같이하는_부양가족의_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_등_사용금액_소득공제_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/취학_전_아동의_태권도장_교습비가_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/학교와_근로계약을_체결하고_3개월_이상_급여를_받는_초등학교_방과_후_영어_강사의_소득구분은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/우리사주조합출연금_소득공제_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중소기업_취업자_소득세_감면을_위한_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/비인가_외국인학교_및_대안학교에_지급한_교육비도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/임대인이_임대사업자가_아니어도_주택_월세_현금영수증_신고가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/공상자에게_휴업보상금_외에_추가로_지급하는_생활보조금은_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/전년도_건강보험료를_올해_정산하여_납부하면_연말정산_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/채무자의_사업_폐지나_행방불명으로_채권을_회수할_수_없는_경우_대손금의_필요경비_산입_귀속연도는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/가스요금에_대해_현금영수증을_발급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족_공제_대상인지_어떻게_판단하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기장을_대리하는_세무사가_세무조정을_하면_외부조정으로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/소방공무원이_받는_화재진화수당은_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/주민등록표상_동거하지_않는_형제자매의_교육비도_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연중에_사별한_배우자도_배우자공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/미리_신고하면_실수_수정_시_가산세를_면제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/2주택을_보유하고_임대하면_주택임대소득이_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금을_매달_납입할_때_날짜는_어떻게_입력하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용계좌를_신고하지_않으면_사업상_거래가_부인되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/자동차판매_대리업이_중소기업_특별세액감면_업종에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장기주택저당차입금_이자상환액_공제_요건을_갖추었으나_실제_거주하지_않아도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/사고보험금_지급_지연으로_발생하는_지연손해금도_기타소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/맞벌이_부부도_서로_배우자공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부를_기장하는_사업자는_종합소득세를_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/천재지변으로_받는_급여는_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중소기업_취업자_소득세_감면_시_근로소득세액공제는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/월세액_세액공제_공제율과_적용_기준은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀세액공제는_왜_8세_이상의_자녀부터_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/접대부가_지급받는_소득도_원천징수_대상_사업소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업장_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/과세와_면세_품목을_함께_취급하는_사업자는_어떤_장부를_기장해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업자등록_후_SN마켓_운영_시_어떤_항목을_비용처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/사망보험금_지급_지연으로_받는_지연손해금은_기타소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/건설일용근로자_판정_시_1년의_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/산후조리원_비용은_의료비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/의료보건용역의_수입시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/종합소득금액_계산_시_이월결손금과_조세특례제한법상_소득공제_중_무엇을_먼저_적용하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/벤처기업_확인_전_설립된_법인에_출자해도_소득공제를_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/일본지점에_파견된_근로자의_소득세는_어떻게_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공/취업_전_지출한_기부금도_연말정산에서_세액공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/3_3_원천징수된_소득도_비용_공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/직원의_근로소득_원천징수를_하지_않아도_인건비_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/쌍둥이_자녀에게_출산지원금을_동시에_지급할_때_비과세_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/자녀가_2명인_경우_기본공제는_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/다주택자와_1주택자의_임대소득_세금에_차이가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/비과세_학자금으로_납부한_등록금도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/여러_시간제_일자리의_소득을_합산하여_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/하나의_계좌를_여러_사업장의_사업용_계좌로_사용할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/아르바이트_소득이_있는_자녀의_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율_적용_대상자의_접대비가_주요경비에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상속으로_인한_사업승계_시_일시상각충당금을_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/근로자가_농어촌특별세도_분납할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/소형주택_임대사업자_세액감면_시_분리과세와_종합소득_신고_모두_최저한세가_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/대리운전기사_수입금액_산정_시_알선수수료를_차감하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/1인_미디어_창작자는_업종코드를_어떻게_입력해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/연도_중_폐업한_경우_기장의무_판단_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/마일리지로_결제하고_발급받은_현금영수증도_소득공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/취미로_하던_일에서_발생한_소득도_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업용계좌의_정의와_신고_기한_및_가산세_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택_월세_현금영수증을_발급받으려면_매월_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/구글로부터_원천징수된_소득이_있으면_국내에서_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/이전_회사에서_감면_신청_후_이직하면_중소기업_취업자_소득세_감면_기간은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/연말정산_시_생산직_근로자의_월차수당은_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/교육비_세액공제를_받기_위해_준비해야_할_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/어린이집_입소료와_현장학습비는_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀세액공제는_어떻게_계산되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/건강진단비용에_대한_의료비_세액공제를_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/한국석유공사_임원추천위원회_외부위원이_받는_심사비는_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금영수증_발급_수단은_무엇이며_어떻게_등록하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/프리랜서가_종합소득세_신고_시_원천징수된_3_3_세금을_환급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/3년_이상_지난_영수증은_버려도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장애인인_기본공제_대상자_며느리의_신용카드_등_사용금액도_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/사내근로복지기금에서_보조받은_장기주택저당차입금_이자상환액도_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업_양도_시_미리_받은_선수임대료도_총수입금액에_산입되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/올해_결혼한_배우자의_혼인_전_신용카드_사용금액도_소득공제_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/을종근로소득의_범위와_현재_분류_체계는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업장의_구성원_및_지분비율이_변동되면_성실신고확인대상_판단_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/국민건강보험공단에서_지원받은_출산_전_진료비도_의료비_세액공제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장기주택저당차입금을_3회_이상_대환해도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업장이_있는_경우_성실신고확인은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/맞벌이_부부의_자녀_의료비는_누가_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/국세청에서_조회되지_않는_기부금은_일반영수증을_첨부하여_신청하면_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/실지명의가_확인되기_전_발생한_이자_배당소득의_원천징수_세율은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/역구매자카드를_사용하여_지출한_금액에_대해_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세청_간소화_서비스에서_청약납입금이_조회되지_않으면_공제신청을_할_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/49재_등을_위해_지출한_금액도_기부금_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/둘_이상의_회사에서_식대를_받는_경우_각각_비과세_적용이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/종합소득이_있는_거주자라면_기본공제를_모두_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업_구성원의_건강보험료를_필요경비에_산입할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/종교인도_연말정산을_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부가가치세법상_대손세액공제를_받은_금액을_총수입금액에_산입하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사용자가_부담하는_건강보험료도_보험료_공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/총급여액에_따른_근로소득세액공제_한도는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/외국에서_사용한_신용카드_금액에_대한_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/외국법인이_발행한_주식의_배당금도_금융소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/천재지변이나_사업_위기_시_신고_기한_연장을_신청할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/유한책임회사로_조직변경_후_자본준비금을_재원으로_배당하면_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/퇴직_후_회사가_폐업한_경우에도_중소기업_취업자_소득세_감면을_신청할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/분납임대주택_해약으로_임차인이_받는_반환금은_어느_소득으로_구분되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/단독사업과_공동사업_운영_시_단독사업장만_사업용계좌를_신고해도_감면받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/전환정비사업조합에_소득세법을_적용하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기부금_세액공제를_받기_위해_준비해야_할_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/유학비_교육세액공제_금액을_산정할_때_환율은_언제_기준으로_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/소기업_소상공인_공제부금_소득공제를_받기_위한_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/체크카드_이용_내역은_현금영수증_사용_내역에_귀속되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/비영리_재단법인에_취업한_경우에도_중소기업_취업자_소득세_감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/공무원이_공무_수행과_관련하여_받는_상금은_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/인적공제_명세에_자녀를_등록했는데도_교육비가_조회되지_않는_이유는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/지방의회의원이_받는_일비와_여비에_소득세를_과세하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/기타소득으로_강연료를_받으면_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/폐업한_사업자에게_지급한_거래대금의_현금영수증은_어떻게_발급하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/거래처로부터_받는_유류대보조금이_총수입금액에_산입되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/국외근로기간이_1개월_미만인_경우에도_국외근로소득_비과세를_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금영수증_발급거부_기준과_위반_시_제재는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/도서와_문구가_결합된_상품도_도서_구입비_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/기본공제_대상자가_아닌_아버지_명의의_월세_주택에서_동거_중_아버지가_사망하면_월세_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/형제자매의_신용카드_사용금액도_소득공제_등록할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/상가를_신축하여_판매하는_업자의_개별원가_계산_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/주식을_전부_소각할_때와_일부만_소각할_때_의제배당_취득가액_산정_방법은_어떻게_다르나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/자동이체계좌를_사업용계좌로_변경할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_사용금액_소득공제를_받으려면_얼마_이상_사용해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간이과세_대상이면_복식부기를_하지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/방과_후_과정_초등돌봄교실_수강료는_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종합소득_산출세액을_초과한_법정_지정기부금은_이월_세액공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/연금소득이_있어도_소득세_확정신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개설한_사업용_계좌를_신고하지_않으면_가산세가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/벤처기업_출자_후_3년_이내에_공제한도를_초과하여_회수한_금액도_추징되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산매매업자가_지출한_취득세는_매입비용에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/이월기부금은_어떻게_계산에_반영되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업자_구성원의_개인적인_기부금도_필요경비에_산입할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_사업장별로_복수의_사업용_계좌를_사용할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/자본재산업_현장기술인력소득공제를_연말정산_시_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/3만원_이하_지출_시_정규영수증_없이도_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/두_회사에서_각각_자녀_보육수당을_받으면_모두_비과세가_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수기로_작성한_영수증도_주요경비지출명세서를_작성하면_필요경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/국외_유학_중인_중학생_자녀의_교육비도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/당해_연도에_신규_개업한_공인노무사도_사업용계좌를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/나이_요건으로_기본공제를_받지_못한_부모님의_기부금액도_세액공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/소득_없는_배우자나_부양가족_명의의_주택마련저축도_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세를_신용카드로_납부할_때_할부가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세청에서_대학교_등록금_내역이_조회되지_않을_때_교육비_세액공제를_받으려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/재혼한_배우자가_전_남편과의_사이에서_낳은_자녀도_기본공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/휴직기간에_지출한_의료비도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/국외_대학_입학_자녀_교육비를_연말에_송금하고_학기가_다음_연도에_시작한다면_언제_공제받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중도_퇴사_시_급여_일할_계산은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/복식부기의무자가_장부를_작성하지_않고_추계로_소득세를_신고하면_어떤_가산세를_부담하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/작전임무_수행을_위해_외국에_주둔하는_군인의_급여는_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/외국인등록을_했어도_거소_직업_자산_등으로_국내_거주가_인정되지_않으면_거주자_판단_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/장남이_부모님_기본공제를_받으면서_부모님_보험료를_납입하면_세액공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/박물관_미술관의_장기_교육강좌_수강료도_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세무서_수납창구를_방문하여_현금으로_국세를_납부할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/펀드에_편입된_상장주식을_장외거래하면_매매차익은_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/여러_업종을_운영할_때_경비율은_어떻게_판단하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/배우자_명의로_가입한_개인연금저축은_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/화물중개_알선업자가_차주에게_지급하는_운반대금도_매입비용에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/중등학교_교사가_받는_보충수업비는_비과세되는_실비변상적_급여에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/본인이_계약자이고_피보험자가_기본공제_대상이_아니면_보장성보험료_세액공제를_받을_수_없나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족이_중복으로_공제_신고된_경우_누가_공제받나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부로_사업_내용을_기록할_수_없을_때_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/주문자상표부착방식_수탁생산업도_중소기업_특별세액감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/국세청_자료에_신용카드_금액이_누락된_경우_간이영수증으로_소득공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/네이버페이로_결제하면_현금영수증_발급_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인택시_운수기사는_종합소득세를_어떻게_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/외국인근로자_단일세율을_적용받기_위해_필요한_증빙_서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/제조장에서_직매장으로_제품_반출_시_소득금액_추계조사결정은_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/계약_해제로_받은_손해배상금은_기타소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/병원에서_직영하는_산후조리원에_지급한_비용이_의료비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/부당이득금을_반환받는_경우_세금이_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/육성회가_조직되지_않은_교원이_교비로_받은_연구보조비도_비과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/면세사업자가_매입처별계산서합계표를_제출하지_않으면_어떤_가산세가_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/개인사업자가_법인으로_전환할_때_전환_연도의_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/고가주택의_일부를_전세로_임대하면_주택임대소득이_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/중고책_구입_시에도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장기주택저당차입금_소득공제_중_무허가_주택_보유_어머니가_전입하면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/당해_연도_벤처투자조합_출자_시_3년간_분할하여_소득공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/건축사가_사업자와_설계용역_계약_후_세금계산서를_발행했다면_현금영수증도_발급해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/상해보험료도_소득세법상_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자동차_리스료에_포함된_자동차_보험료도_보험료_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동_부동산임대업을_위해_부동산을_취득하면_대출이자를_필요경비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/배우자가_기본공제_대상자이면_배우자_명의의_주택담보대출도_본인이_소득공제_신청_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/생산직_근로자의_연장수당_비과세_한도는_월_20만원인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/소득이_있으나_세금을_납부하지_않은_배우자도_기본공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/미혼인_본인이_1주택을_임대하고_부모님_주택에_거주하는_경우_임대소득세_과세대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연중에_이혼한_배우자도_배우자공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/녹즙_도_소매업에_적용하는_표준소득률은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님에_대해_다수의_자녀가_인적공제를_신청하면_누가_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/외국인_거주자가_본국에_거주하는_직계존속에_대한_기본공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/3_3_원천징수된_소득이_있으면_모두_종합소득세_신고대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/전년도_휴일근무수당을_올해_지급한_경우_근로소득세_정산연도는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드_등_사용금액_소득공제와_특별세액공제를_중복_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동으로_주택을_50_50_지분_소유_시_세목별_주택_수는_어떻게_산정되나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/영업권을_양도하고_대금을_분할하여_지급받을_때_기타소득의_수입시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/신용카드_발행_부가가치세_세액공제액이_감면대상소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/미국에서_발생한_원천징수_소득도_종합소득세_신고_시_포함해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국_대학부설_어학연수_과정_교육비는_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대소득이_있으면_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/사내근로복지기금에서_지원받은_의료비도_세액공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부는_어떻게_작성하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부를_스스로_기장하기_어려운_경우_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/작년에_결제하고_올해_이용한_산후조리원_비용을_작년_연말정산에서_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/이자소득만_2100만_원이_있는_배우자에_대한_기본공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산매매업자의_사업소득_수입시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/주식이나_채권의_매매차익도_금융소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/예식장_사업자가_외주_용역을_포함해_일괄계약한_경우_전체_금액이_현금영수증_의무발급_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연말정산_시_공제대상가족이_전년과_변동되면_주민등록표등본을_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/단체_승인을_받은_종중_명의_예금이자는_종합과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자녀세액공제는_자녀가_몇_명부터_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/1인_미디어_창작자는_어떤_세금_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중소기업_취업자_소득세_감면_시_군_복무_기간을_연령에서_차감하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/근로소득세액공제액은_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_신용카드를_개인용과_사업용으로_구분하여_사용해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.838Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/쌍둥이_자녀의_부양가족공제는_어떻게_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/고가주택의_일부를_임대하면_주택임대소득이_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대인_요구로_사업장을_조기_명도하고_받은_보상금은_사업소득_총수입금액에_산입하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/자폐증_치료를_위해_특수교육원에_지급한_비용도_의료비_세액공제가_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드로_구입한_승용차도_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/올해_퇴직한_남편의_신용카드_사용액을_아내가_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부모님을_부양하는_경우_인적공제에서_추가_공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/부모님의_노인대학_수업료도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/거소의_판정기준과_거주자_판정을_위한_기간_산정_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/학자금_대출로_등록금을_납부한_경우_교육비_자료는_어떻게_조회되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/다른_시설_내부에_있는_무료_박물관_미술관의_외부_시설_입장권도_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/지급명세서에_입력한_기부금_세액공제액이_0원으로_나오는_이유는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/조세조약_체결_국가에_납부한_세액만_외국납부세액공제가_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/학원_등록금은_자녀_교육비_세액공제_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/원양어선_선원이_어획_실적에_따라_받는_보합금은_어느_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/두_자녀_가_있는_경우_자녀세액공제액은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/수정신고와_경정청구는_어떻게_다른가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기업업무추진비는_경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인이_직접_작성한_장부를_세무사가_검증하고_신고할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/성실신고_사업자라면_소득세_과세특례를_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/장애인_자녀와_공동명의인_차량을_이용하면_자기차량운전보조금_비과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/외국납부세액공제_한도_초과로_공제받지_못한_세액은_다음_연도에_공제_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/초_중_고등학생의_학교운영지원비도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/선택적_분리과세_연금소득을_합산_신고한_후_분리과세로_경정청구가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/사용자가_보험료를_부담한_단체상해보험에서_가족의_질병_사망으로_받는_보험금은_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/생산직_일용근로자도_연장_야간_휴일근로수당_비과세_시_소득_요건_제한을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택_소유자와_차입자가_달라도_장기주택저당차입금_이자상환액_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/개인연금_을_수령할_때_세금은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/종합소득세_수정신고_시_중소기업_특별세액감면을_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/2인_이상이_공동으로_사업하면_각자_종합소득세를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연말정산_시_누락된_공제를_종합소득세_신고_시_어떻게_반영하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/보험급여가_포함된_병원_진료비의_현금영수증_의무발행_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부양가족_공제_대상_중_20세_이하인_자의_공제_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/배당가산_및_배당세액공제가_적용되는_배당소득의_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/두_회사에서_각각_받은_자기차량운전보조금도_비과세가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/초등학생_자녀의_학원비와_태권도장_수강료도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_정기_신고_기간에_신고서를_여러_번_제출하면_마지막_내용으로_덮어쓰기_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/휴업_중인_사업자도_사업용계좌를_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/8세_이상_자녀를_인적공제_명세에_등록했는데도_공제대상자녀란에_인원수가_반영되지_않으면_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/신고_기한을_놓치면_어떤_벌칙을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/세금을_분납하면_횟수별로_이자가_발생하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인택시_면허_구입_비용도_감가상각을_할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/국민연금_연_500만원을_받는_어머니도_기본공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/고용안정협약지원금을_받는_경우_소득세_과세대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금영수증_의무발급_사업자가_스티커를_부착하지_않으면_과태료가_부과되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/배우자의_대학원_등록금도_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/부양가족_명의로_가입한_보험료도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/경비율_적용과_장부기장_중_어느_방식을_적용해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/공제대상_체육시설_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/중소기업_경영_개인사업자의_결손금소급공제_신청_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/주식매수선택권_전용계좌_요건을_위반하면_과세특례가_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/노인장기요양보험_납입액은_소득_세액_공제신고서의_어느_항목에_입력하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/복식부기의무자가_사업용계좌를_신고하지_않으면_어떤_불이익이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임대건물_부속토지의_장부가액을_계상하는_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/공군조종장학생_선발_취소로_반납하는_학비는_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드와_중복_가능한_연말정산_공제_항목은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택청약종합저축_소득공제를_받으려면_무주택확인서는_언제까지_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/부부_공동명의_주택의_장기주택저당차입금_이자상환액_공제를_남편이_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/보험회사에서_차입한_장기주택저당차입금_이자상환액도_소득공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/둘_이상의_사업장이_있는_경우_성실신고확인서는_어떻게_작성하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/급식수당이_비과세_한도를_초과하면_20만원까지만_비과세_적용을_받나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/상속주택을_공동소유하는_경우_주택마련저축_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/세금우대저축_과세특례는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/사업용_자산이_아닌_개인_소유_재산의_재해_손실도_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_신용카드_결제_시_개인_계좌에서_대금이_인출되어도_사업용계좌_사용으로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/매월_지급받는_지상권_설정_사용료는_어떤_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/보증금이_있는_월세액_세액공제_시_확정일자를_받아야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/주택임대소득_비과세_판정_시_다가구주택의_주택수는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/국외_근무_근로자_자녀의_국외교육비는_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/무주택_세대의_세대원도_주택마련저축_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/금융소득은_어디서_확인할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/신용카드로_납부한_학원_수강료도_신용카드_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/경찰공무원이_받는_수당_중_비과세_항목은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/분묘소유주가_받은_분묘_이장_보상비는_어떤_소득으로_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/물가연동국채의_과세방식은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/호주에서_발생하여_원천징수된_소득도_종합소득세_신고에_포함해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/국외_소재_주택_임대소득도_종합소득세_신고_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/부동산에서_현금영수증_발급을_거부하면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/폐업_등_사유_발생_전_소기업_소상공인_공제계약이_해지되어도_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/부동산_매매계약_위약으로_받은_손해배상금에_소득세가_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/종교인_소득의_정의와_과세_방식은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/선박투자회사_과세특례의_내용과_적용_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/대학원_등록금은_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/가입일부터_10년_미만인_장기집합투자증권저축에서_일부_인출해도_소득공제_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/성실신고확인제는_무엇이며_대상자_기준은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/표준세액공제_13만_원은_언제_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/회사_지원_학자금으로_낸_자녀_수업료도_교육비_세액공제_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부양가족_자료제공_동의를_반드시_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/교복비_세액공제를_받으려면_어떤_영수증을_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/가산세를_내지_않으려면_어떻게_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/금융기관_대출이자에_대해_현금영수증을_발급받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/종합소득세_납부_기한인_5월_31일이_토요일이면_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/당해_연도_매출_제품을_다음_과세_연도에_반품하면_총수입금액은_언제_귀속되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업과_관련하여_일시적으로_사용하는_계좌도_신고해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/원고료와_저작권료는_기타소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택마련저축_소득공제를_받으려면_어떤_증빙서류가_필요한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/종교법인_설립_허가_전_받은_기부금에_대해_영수증_발급이_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/소득_없는_대학생_자녀가_피보험자인_보험도_보험료_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/자기차량운전보조금_비과세를_받으려면_별도의_증빙서류를_비치해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연소득금액이_100만원_이하인_성년_자녀도_공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/보험대리점_사업자가_보험설계사에게_지급한_모집수당도_인건비로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/국민연금_연_800만_원_외에_다른_소득이_없는_어머니도_기본공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/연금소득/세액공제_받은_연금계좌_납입액과_운용수익을_연금으로_수령할_때_원천징수_세율은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/직장공제회_회원이_받는_특별가산금은_어떤_소득으로_구분되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/해외_체류_중인_배우자와_자녀에_대해_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/대학생_자녀의_교육비를_지급하면_교육비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/국외임대주택의_고가주택_판정_기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/콘서트_공연료는_어떤_소득으로_분류되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/일반영수증은_어떤_영수증이며_비용으로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/정치자금기부금_세액공제_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/일용근로자도_중소기업_취업자_소득세_감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/1인_미디어_창작자의_후원금도_소득세_신고를_해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/국정교과서_인쇄물의_오탈자를_잡는_교정원도_생산직근로자에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연말정산_기본공제와_연금_수급_시_배우자_나이_제한이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/증권투자신탁수익증권을_중도_환매할_때_원천징수세액은_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/박물관_미술관_입장권과_다른_시설_이용권이_결합된_상품도_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/국외근로소득_만_있다면_외국납부세액_전액을_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/기타소득_합산_신고와_분리과세_중_무엇이_더_유리한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/성실신고_확인비용_세액공제는_어떻게_적용하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/재혼한_생모에_대한_기본공제도_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/영수증교부대상사업자가_수입금액계좌를_사용하면_성실신고사업자_소득세_과세특례는_언제부터_적용되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업장이_두_곳_이상이거나_부동산임대업을_겸영할_때_성실신고확인서는_어떻게_작성하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/폐업_후_타_지역에서_동종업종을_개업하면_신규사업자에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/이중거주자이나_국내에_항구적_주소가_있으면_거주자에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/건설일용근로자의_연장수당_등은_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/보험계약_변경_시_유지기간_계산방법은_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인이_주택을_신축하여_판매하면_소득세법상_어느_소득에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/온라인_광고비는_경비로_인정받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/입양자녀_공제_신청_시_필요한_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/소형주택_임대사업자_세액감면을_위한_면적과_기준시가_요건은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/전_직장이_감면대상명세서를_제출하지_않아도_직접_경정청구를_할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/사용자가_부담하는_국민건강보험료와_고용보험료는_근로소득으로_과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/공동사업합산과세_시_종된_공동사업자의_중간예납세액도_공제되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/자료제공_동의_시_허용되는_신분증_범위는_어떻게_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/프리랜서_소득이_여러_곳에서_발생하면_합산하여_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/수도료는_사업소득_계산_시_필요경비에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/장기집합투자증권저축_소득공제를_받기_위한_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/외국인도_주택임차차입금_원리금상환액_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/연말정산_간소화에서_조회된_직장가입자의_소득월액보험료를_그대로_공제받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/원금_일부를_인출하는_저축성보험의_보험차익에_대해_과세하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/인적용역소득/사업자등록_개인사업자와_미등록_프리랜서는_소득세_신고와_원천징수에서_어떤_차이가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/임차인으로부터_받은_관리비와_공공요금도_주택임대_수입금액에_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/비과세_종교활동비에_별도의_금액_한도가_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/국세청에서_모두채움_신고_안내문을_받은_개인사업자는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/진단서_발급비용도_의료비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/국민건강보험공단이_지급하는_부당청구_신고_포상금도_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/현금영수증/현금영수증_의무발행_기준인_건당_거래금액_10만_원_은_어떤_의미인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/청년재직자_내일채움공제_만기공제금은_소득세_과세_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/올해_사망한_부양하던_어머님에_대한_기본공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/위탁아동을_부양하는_경우_인적공제_증빙서류는_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/어머니의_기본공제와_경로우대_추가공제를_형제가_나누어_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/선원이_지급받는_식료품은_비과세되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/형제자매도_연말정산_기본공제_대상에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/중소기업_취업_당시_40세인_장애인도_소득세_감면을_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타/주소의_판정기준은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/분묘소유주가_받은_보상비의_필요경비_계산방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/면세점에서_신용카드로_결제한_물품_구입비용도_소득공제_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부를_기장했을_때_종합소득세_신고는_어떻게_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/기준경비율_신고_사업자가_수입금액_누락으로_경정_시_단순경비율_배율_상한을_적용받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/유치원생의_영어_학원비는_교육비_세액공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/화재로_인한_사망_보상금이_재해자산_범위에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/직장인이_온라인_쇼핑몰을_운영하는_경우_종합소득세는_어떻게_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/전기요금_보증금_이자의_원천징수와_관련된_법령은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/주택자금을_차입해_국민주택규모_이하_주택을_취득하면_주택자금_상환세액_공제가_가능한가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/매가환원법의_적용대상_업종과_평가_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/부동산임대사업자_직전_과세기간_수입금액에_간주임대료가_포함되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/근로자에게_지급하는_식사대는_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/급여에서_일괄_공제되는_사학연금과_기부금은_별도_증빙서류를_제출하지_않아도_되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/종합소득세_부양가족_공제_요건인_연간_소득금액_기준은_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/연말정산할_때마다_주민등록표등본을_매년_제출해야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사업장이_2개_이상일_때_합계_금액이_기준_이상이면_복식부기의무자에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/납골할_수_있는_권리의_증서를_판매할_때_수익_귀속시기는_언제인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/간편장부_기장_시_어떤_혜택이_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/근로소득/무주택_세대원도_장기주택저당차입금_이자상환액_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/인터넷_도메인명을_양도하고_받은_대가는_어떤_소득으로_구분되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/요양원에_입원한_어머니의_요양비용도_의료비_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/사무실_가스요금을_사업_경비로_처리할_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/기타소득/서화_및_골동품_양도_소득이_사업소득으로_과세되는_경우도_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/금융소득/배우자_금융소득도_본인_금융소득에_합산하여_신고하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/레슨비나_회원_가입비도_소득공제_대상인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/단독임대사업으로_전환하기_전_공동사업장_차입금_이자는_필요경비로_인정되나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/은행_대출금이_임대인에게_직접_입금된_경우_주택임차차입금_원리금_상환액_소득공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/국제기구에_지출한_기부금도_세액공제를_받을_수_있나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/작년분_보장성보험료를_미납하여_올해_납부하면_언제_세액공제를_받나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/천도재_비용이_지정기부금에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/신고_납부/부양가족의_소득_세액공제자료_제공_동의_현황을_조회하는_방법은_무엇인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/소득공제/벤처투자조합에_출자하면_반드시_출자_연도에_소득공제를_받아야_하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/산업재해보상보험법상_장해급여는_비과세인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/공동사업자_성실신고확인비용_세액공제는_어떻게_계산하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/세액공제/장애인이_가입한_보장성보험은_모두_장애인전용보장성보험에_해당하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/비과세_감면/청년주택드림_청약통장의_이자소득_비과세_한도는_얼마인가요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://app-q.3o3.co.kr/종합소득세/사업소득/개인사업자가_보유한_화폐성_외화자산의_평가손익은_어떻게_처리하나요</loc>
    <lastmod>2026-05-09T10:29:48.839Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1</priority>
  </url>
</urlset>